Be part of the 21st efcom Factoring Symposium! As always, there will be the opportunity to network and exchange ideas. But also a lot of new input regarding our own software, as well as exciting information from external speakers on the topic of factoring and beyond. Or have you ever been to a live hacking event? How about a fascinating insight into the topic of AI? So don’t miss out and register now.  

We look forward to seeing you!

Evening Event 27.09.2023 Start at 7:0 pm

The traditional come-together on the evening before the symposium is not to be missed. Here you will be offered something special in terms of culinary delights and can enjoy the evening in a relaxed atmosphere.


And where are we going this time?
We invite you to experience a piece of Frankfurt’s apple wine history – at the traditional “Lorsbacher Thal” inn. Located in the heart of the old part of Sachsenhausen, the pub offers plenty of historical charm as well as delicious Schoppen and tasty dishes from the region. To register for the evening dinner, please also use the registration form below. If you have any questions, you can of course contact us by e-mail at symposium@efcom.de.


The address is:

Lorsbacher Thal
Große Rittergasse 49
60594 Frankfurt/Main

Programme 28.09.2023

9 - 10 am

Registration and breakfast buffet

10 - 10.15 am

Welcome and overview
A. Romann & F. Avellán Borgmeyer (beide efcom)

10.15 - 10.45 am

Conference Speech in English language
B. Kurtulus (FCI): “Receivables financing in the upswing: review and outlook” 

11 - 12 am

Panel discussion with efcom partners in English language
F. Avellán Borgmeyer (efcom, moderator): “From AI to Cloud to Payment Behaviour”


1 - 1.45 pm

in parallel

Conference Speeches in English language

    • M. Bienek, M. Petrovic (efcom): “efOnline Highlights in 2023”
    • O. Rölle (efcom): “ef3/efX Highlights in 2023”
    • R. Ivanic (efcom): “efcom Project Management – Achieving results, not phases”
    • C. Faber (BWB): “Overview and impact of digitalisation on customer relationships, contracts and regulation”

1.45 - 2.30 pm

in parallel

Conference Speeches in English language

    • M. Bienek, M. Petrovic (efcom): “efOnline Highlights in 2023”
    • O. Rölle (efcom): “ef3/efX Highlights in 2023”
    • R. Ivanic (efcom): “efcom Project Management – Achieving results, not phases”
    • C. Faber (BWB): “Overview and impact of digitalisation on customer relationships, contracts and regulation”


3 - 3.45 pm

Conference Speech in German language
S. Schreiber (SySS): “Live hacking: How hackers try to crack your systems”

3.45 - 4.30 pm

Conference Speech in English language
M. Patelkou Konijnenberg (Oracle): “Navigating the AI Revolution: Opportunities and Challenges” 

4.30 - 5.30 pm

Conference Speech in English language
F. Avellán Borgmeyer & H. Achyuta (efcom): “efcom outlook“ 

5.30 - 5.45 pm

Summary and conclusion
A. Romann & F. Avellán Borgmeyer (efcom)



Harshavardhan Achyuta

Data Analyst efcom

Harsha has a Bachelor’s degree in Electronics and Communication Engineering from SRM University, India. He then completed his Master’s degree in Electrical Engineering and Embedded Systems at Ravensburg-Weingarten University of Applied Sciences. Harsha has worked on various projects in the areas of data analysis and machine learning during his studies and has been part of the efcom team since autumn 2022.

Federico Avellán Borgmeyer

Chief Partner Officer efcom

Federico Avellán Borgmeyer is a consultant and entrepreneur in the FinTech ecosystem. After studying engineering in Berlin, he worked as a visiting scholar at the University of Illinois, researching the first artificial intelligence applications. Other positions he has held include Managing Director for Southern Europe of DataCard Corporation (Madrid), Board Member of FidelioNetworks S.A. (Madrid) and Managing Director of Postbank POSTransact (Rhine-Main area).

For 20 years, Mr. Avellán Borgmeyer has worked as a partner of the management consultancy Amontis AG for clients in Europe, the Middle East, South America and China. As an entrepreneur, he is the founder of Factoring Blockchain Solutions and Tech4Fin Deutschland in Kronberg.


Markus Bienek

Product manager ef3 Webservice

Markus Bienek has been part of the efcom team since 2008. He is responsible for the ef3 web service and leads the further development of the functionalities. He also takes on tasks in the area of customer support and consulting and provides support in setting up ef3, ef3 Webservice and efOnline.


Christian Faber

Partner at Bette Westenberger Brink

Christian Faber advises banks, factoring companies and fintech platforms on the development and international implementation of financial products (factoring, supply chain, cross-border business), on compliance with all financial supervisory law and on cross-border receivables transactions (asset-backed securitisations). He represents clients vis-à-vis BAFIN and the Bundesbank as well as in disputes with clients, borrowers and debtors.

The Finance Monthly M&A Awards 2022 named Christian Faber Banking and Capital Markets Law Adviser of the Year 2022. He is a member of the management team at Bette Westenberger Brink (Managing Partner).


Robert Ivanic

Head of Program Management efcom gmbh

Robert Ivanic has been working in project management for more than 15 years and holds PMP and IPMA Level B certifications. He studied education (Magister) and business administration (MBA) and has gained practical experience in various industries, including financial services, energy, aviation, public sector, software, transport & logistics and insurance. The focus of his activities was on programme and project management, project portfolio management as well as the programme/project office and training.

Since 2023, Robert Ivanic has been in charge of programme management at efcom and is leading the introduction and further development of comprehensive company-wide project management.

Betül Kurtulus

Regional Director Central, Eastern and South-Eastern Europe & Middle East FCI

Betül Kurtuluş has 25 years’ experience in the Factoring and Leasing industry. She started her career at Anderson Consulting and joined the factoring industry in 1992. Prior to Strateji Factoring, Betül worked at Toprak Banking Group. Until 2018, she has been General Manager at Strateji Factoring, also a Board Member of Yatirim Leasing.

Betül Kurtuluş served as a Board Member of the Association of Financial Institutions of Turkey since 2016. The association consists of three major industries, Factoring, Leasing, and Consumer Finance, with a member of 103 finance companies. Since January 2019, she has been appointed as a Regional Director responsible for Central, Eastern, and South-Eastern Europe and the Middle East. She has a university degree in Economics.


Simon Michaelis

Junior Project Manager efcom gmbh

Simon completed his training as an office management assistant and then worked as a junior project manager at a digital agency near Frankfurt. There he managed projects and sub-projects in a wide variety of subject areas – including the import of goods, web development, online marketing and events.

Simon has been part of the efcom team since June 2023 and supports the introduction and further development of the comprehensive company-wide project management.

Maria Patelkou Konijnenberg

Lead AI infrastructure, graphics & HPC on NVIDIA GPUs at Oracle Cloud Infrastructure EMEA

Maria Patelkou Konijnenberg leads the AI Infrastructure & GPU Specialist team in the Oracle EMEA region – since announcing the partnership with NVIDIA, Oracle’s awareness is shifting from database company to AI cloud service provider. Only Oracle offers NVIDIA GPU as bare metal tethered to the RDMA network for faster AI training times, especially for performance-intensive models with massive datasets, which can lead to faster time-to-market as well as cost savings. We are proud to count NVIDIA, AdeptAI, MosaicML and Soundhound among our references.

Maria’s team helps companies map their AI, graphics and high-performance computing workloads to NVIDIA GPUs in Oracle Cloud and deploy them on Oracle GPU clusters. We cordially invite you to the talk where Maria will tell you more about the Oracle AI strategy, the available NVIDIA GPUs in the Oracle Cloud and the unique infrastructure in which the NVIDIA GPUs have been integrated, backed up with partner and customer examples from Europe and internationally!

Michael Petrovic

Project manager efOnline efcom

Michael Petrovic has worked at efcom since 2007. He is largely responsible for the further development, functionality and design of efOnline. His responsibilities also include customer support, consulting and initial installation.

Oliver Rölle

Head of Training efcom

Oliver Rölle has been part of the efcom team since 2004 and previously worked as a consultant for many years. He manages all internal and external product training – from standard to special training. Oliver Rölle has a very broad knowledge of ef3.

Arnulf Romann

CEO efcom

Mutual trust – for one of the four efcom founders Arnulf Romann, this is one of the core factors for the rapid development of professional solutions. Furthermore, he believes: the topic of efficiency is crucial for the success of factoring software. At efcom, he brings in his extensive experience as head of business analysis and thus ensures a smooth integration of our software into the respective customer IT.

Sebastian Schreiber

Founder and Managing Director SySS GmbH

Sebastian Schreiber studied physics, mathematics, business administration and computer science at the University of Tübingen. As a graduate computer scientist, he founded SySS GmbH in 1998 to offer high-quality security assessments. He is still the owner and managing director of the company today and is frequently present at national congresses and in the media – as an expert in the field of IT security. Sebastian Schreiber is a long-standing member of the “Allianz für Sicherheit in der Wirtschaft Baden -Württemberg e.V.” (Alliance for Security in Business) and the advisory board of the magazine “Datenschutz und Datensicherheit” (Data Protection and Data Security).

Contact person

For all questions regarding the efcom Factoring Symposium, please contact us directly by e-mail at symposium@efcom.de. Your contact person is Mr. Rasko Peric.


At this year’s symposium we welcome you at our headquarters in Neu-Isenburg. In the modern conference rooms of the KfH building you will thus be very close to the heart of efcom. We are already looking forward to seeing you!


The address of the event location is:

efcom gmbh
Martin-Behaim-Str. 20
63263 Neu-Isenburg

Overnight stay

We can recommend the Holiday Inn Frankfurt Airport Neu-Isenburg and the Mercure Hotel Neu-Isenburg for your stay in Frankfurt. The former is located opposite our office building, the latter only a few minutes’ drive away:

Holiday Inn Frankfurt Airport Neu-Isenburg 

Mercure Hotel Neu-Isenburg

The contact details of the hotels are:

Holiday Inn Frankfurt Airport Neu-Isenburg
Wernher-von-Braun-Straße 12
63263 Neu-Isenburg
Tel.: +49 (6102) 7460

Mercure Hotel Neu-Isenburg
Frankfurter Str. 190
63263 Neu-Isenburg
Tel.: +49 (6102) 59940

If you have any further questions about accommodation, we will be happy to help you: just send us a message to symposium@efcom.de.

I want to be there!

Anmeldung Symposium EN