{"id":100008,"date":"2026-05-04T11:47:37","date_gmt":"2026-05-04T09:47:37","guid":{"rendered":"https:\/\/www.efcom.de\/symposium-2026\/"},"modified":"2026-07-01T15:50:51","modified_gmt":"2026-07-01T13:50:51","slug":"symposium-2026","status":"publish","type":"page","link":"https:\/\/www.efcom.de\/en\/symposium-2026\/","title":{"rendered":"Symposium 2026"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#ffffff&#8221; css=&#8221;.vc_custom_1777882665493{padding-bottom: 50px !important;}&#8221;][vc_column][vc_single_image image=&#8221;100007&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1777882592686{padding-bottom: 30px !important;}&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#FFFFFF&#8221; el_id=&#8221;symp_home_EN&#8221;][vc_column]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInRight\" data-animation-delay=\"\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-81936a4d69dbcdf2e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-81936a4d69dbcdf2e uvc-8349 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-81936a4d69dbcdf2e h2'  data-responsive-json-new='{\"font-size\":\"desktop:54px;mobile:44px;\",\"line-height\":\"desktop:64px;mobile:54px;\"}' ><h2 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;margin-top:7px;\">Welcome!<\/h2><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1756474016871{padding-top: 15px !important;}&#8221; bg_color_value=&#8221;#FFFFFF&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInUp\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-47716a4d69dbce03c\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-47716a4d69dbce03c uvc-345 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-47716a4d69dbce03c .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"desktop:36px;\"}'  style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:300;\"><span style=\"color: #006357; font-size: 20pt; font-weight: regular; line-height: 40pt;\">The Symposium 2026 is coming up. Once again this year, you can look forward to an <strong>exciting program <\/strong>throughout, featuring engaging speakers! <\/span><\/div><\/div>[vc_icon icon_fontawesome=&#8221;fa fa-solid fa-circle-arrow-down&#8221; color=&#8221;custom&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1748354327147{padding-top: 40px !important;}&#8221; custom_color=&#8221;#EB9000&#8243;]<\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; seperator_enable=&#8221;seperator_enable_value&#8221; seperator_type=&#8221;xlarge_triangle_seperator&#8221; seperator_position=&#8221;bottom_seperator&#8221; seperator_svg_height=&#8221;90&#8243; seperator_shape_background=&#8221;#006357&#8243; css=&#8221;.vc_custom_1782738395247{padding-bottom: 130px !important;}&#8221; bg_color_value=&#8221;#FFFFFF&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInUp\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-42706a4d69dbce143\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-42706a4d69dbce143 uvc-4180 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-42706a4d69dbce143 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"desktop:36px;\"}'  style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:300;\"><span style=\"color: #eb9000; font-size: 20pt; font-weight: regular; line-height: 40pt;\"><strong>&gt; <\/strong><\/span><span style=\"color: #006357; font-size: 20pt; font-weight: regular; line-height: 40pt;\">In addition, as in previous years, we are planning an <strong>evening dinner<\/strong> on<strong> 9 September<\/strong>. Will you be joining us? If so, please register using the form below.<\/span><\/p>\n<div class=\"gap\" style=\"line-height: 20px; height: 20px;\"><\/div><br \/>\n<span style=\"color: #006357; font-size: 20pt; font-weight: regular; line-height: 40pt;\"><strong>We look forward to seeing you!<\/strong><\/span><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; seperator_enable=&#8221;seperator_enable_value&#8221; seperator_type=&#8221;xlarge_triangle_seperator&#8221; seperator_position=&#8221;bottom_seperator&#8221; seperator_svg_height=&#8221;85&#8243; seperator_shape_background=&#8221;#FFFFFF&#8221; css=&#8221;.vc_custom_1782738576975{padding-top: 50px !important;padding-bottom: 100px !important;background-color: #ffffff !important;}&#8221; el_id=&#8221;symp_info_EN&#8221; bg_color_value=&#8221;#006357&#8243;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-20066a4d69dbce294\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-20066a4d69dbce294 uvc-7161 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-20066a4d69dbce294 h2'  data-responsive-json-new='{\"font-size\":\"desktop:54px;mobile:44px;\",\"line-height\":\"desktop:64px;mobile:54px;\"}' ><h2 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#ffffff;\">Evening dinner 09.09.2026<br \/>\nStarting at 6:30 p.m.<\/h2><\/div><\/div><\/div><div class=\"ult-animation  ult-animate-viewport  ult-no-mobile  vc_custom_1782738546220\" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-19406a4d69dbce381\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-19406a4d69dbce381 uvc-8791 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-19406a4d69dbce381 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"desktop:35px;\"}'  style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:300;color:#ffffff;\">In our anniversary year, 2025, we attended the traditional pre-event dinner at the <a href=\"https:\/\/www.frankfurterbotschaft.de\/\" target=\"_blank\" rel=\"noopener\">Frankfurter Botschaft <\/a>restaurant. We enjoyed it so much that we\u2019ll be dining there again this year. Will you be joining us? We\u2019d love that: let\u2019s enjoy the special atmosphere of Frankfurt\u2019s Westhafen together!<\/p>\n<p>&nbsp;<\/p>\n<p>To <strong>register <\/strong>for the evening dinner, please also use the registration form below. If you have any questions, feel free to contact us by email at symposium@efcom.de.<\/p>\n<p>&nbsp;<\/p>\n<p>The address is:<\/p>\n<p>Frankfurter Botschaft<br \/>\nWesthafenplatz 6-8<br \/>\n60327 Frankfurt am Main<\/p>\n<p>www.frankfurterbotschaft.de<\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782737929051{padding-bottom: 30px !important;background-color: #ffffff !important;}&#8221; el_id=&#8221;symp_programm_EN&#8221;][vc_column]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-31186a4d69dbce427\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-31186a4d69dbce427 uvc-659 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-31186a4d69dbce427 h2'  data-responsive-json-new='{\"font-size\":\"desktop:54px;mobile:44px;\",\"line-height\":\"desktop:64px;mobile:54px;\"}' ><h2 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#eb9000;\">Programme 10.09.2026<\/h2><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782737937153{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;4\/5&#8243;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_cta h2=&#8221;9:15 &#8211; 10:00 am&#8221; h2_font_container=&#8221;tag:h2|font_size:21|text_align:left|color:%23ffffff&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1750748586348{background-color: #eb9000 !important;}&#8221; use_custom_fonts_h2=&#8221;true&#8221;][\/vc_cta][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_cta h2=&#8221;&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221;]<span style=\"color: #eb9000; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">Registration and breakfast buffet<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_cta h2=&#8221;10:00 &#8211; 10:15 am&#8221; h2_font_container=&#8221;tag:h2|font_size:21|text_align:left|color:%23ffffff&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1750748629739{background-color: #eb9000 !important;}&#8221; use_custom_fonts_h2=&#8221;true&#8221;][\/vc_cta][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_cta h2=&#8221;&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221;]<span style=\"color: #eb9000; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">Welcome and overview<\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">A. Romann (efcom) <\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_cta h2=&#8221;10:15 &#8211; 10:45 am&#8221; h2_font_container=&#8221;tag:h2|font_size:21|text_align:left|color:%23ffffff&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1750748645320{background-color: #eb9000 !important;}&#8221; use_custom_fonts_h2=&#8221;true&#8221;][\/vc_cta][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_cta h2=&#8221;&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221;]<span style=\"color: #eb9000; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">Lecture in English<\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">B. Kurtulus (FCI): &#8220;Factoring and SCF in a Changing Global Economy&#8221;<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_cta h2=&#8221;10:45 &#8211; 11:45 am&#8221; h2_font_container=&#8221;tag:h2|font_size:21|text_align:left|color:%23ffffff&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1756471371821{background-color: #eb9000 !important;}&#8221; use_custom_fonts_h2=&#8221;true&#8221;][\/vc_cta][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_cta h2=&#8221;&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221;]<span style=\"color: #eb9000; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">Lecture in German<\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">R. Reiser (Creditreform): &#8220;SME classification: a significant impact on the RWA of CRR institutions acting as refinancing institutions \u2013 a look at SME default rates&#8221;<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782737945146{margin-top: -20px !important;margin-bottom: 10px !important;background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div id=\"ultimate-heading-52906a4d69dbce49e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-52906a4d69dbce49e uvc-8374 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-52906a4d69dbce49e h4'  data-responsive-json-new='{\"font-size\":\"desktop:22px;mobile:44px;\",\"line-height\":\"mobile:54px;\"}' ><h4 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#006357;\">LUNCH<\/h4><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782737956339{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;4\/5&#8243;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_cta h2=&#8221;13:00 &#8211; 14:00 pm&#8221; h2_font_container=&#8221;tag:h2|font_size:21|text_align:left|color:%23ffffff&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4_font_container=&#8221;tag:h2|font_size:21|text_align:left|color:%23ffffff&#8221; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1782381218802{background-color: #eb9000 !important;}&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;][\/vc_cta][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_cta h2=&#8221;&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221;]<span style=\"color: #eb9000; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">Panel in German<\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">W. Stumpf (Noerr), F. Avell\u00e1n Borgmeyer (efcom), V. Biju (efcom): &#8220;Customer Fraud Risk \u2013 Practical Examples and Preventive Measures&#8221;<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782737966983{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;4\/5&#8243;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_cta h2=&#8221;14:00 &#8211; 15:00 pm&#8221; h2_font_container=&#8221;tag:h2|font_size:21|text_align:left|color:%23ffffff&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4_font_container=&#8221;tag:h2|font_size:21|text_align:left|color:%23ffffff&#8221; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1750750090055{background-color: #eb9000 !important;}&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;][\/vc_cta][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_cta h2=&#8221;&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221;]<span style=\"color: #eb9000; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">Panel in German<\/span><\/p>\n<p><span style=\"color: #006357; font-family: 'roboto condensed'; font-size: 16pt; font-weight: bold;\">Dr. B. Engelmann (Fraunhofer IAIS), D. Mehmedagic (Goya Finance): &#8220;Agentic AI&#8221;<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782737976334{margin-top: -20px !important;margin-bottom: 10px !important;background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div id=\"ultimate-heading-11116a4d69dbce501\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-11116a4d69dbce501 uvc-6381 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-11116a4d69dbce501 h4'  data-responsive-json-new='{\"font-size\":\"desktop:22px;mobile:44px;\",\"line-height\":\"mobile:54px;\"}' ><h4 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#006357;\">COFFEE BREAK<\/h4><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782737989249{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;4\/5&#8243;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_cta h2=&#8221;16:00 &#8211; 17:00 pm&#8221; h2_font_container=&#8221;tag:h2|font_size:21|text_align:left|color:%23ffffff&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1782381421714{background-color: #eb9000 !important;}&#8221; use_custom_fonts_h2=&#8221;true&#8221;][\/vc_cta][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_cta h2=&#8221;&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221;]<span style=\"color: #eb9000; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">Lecture in German<\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">R. Blum: &#8220;Knocked out by AI? What artificial intelligence does to our brains.&#8221; <\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_cta h2=&#8221;17:15 &#8211; 17:30 am&#8221; h2_font_container=&#8221;tag:h2|font_size:21|text_align:left|color:%23ffffff&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1782381453903{background-color: #eb9000 !important;}&#8221; use_custom_fonts_h2=&#8221;true&#8221;][\/vc_cta][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_cta h2=&#8221;&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left&#8221; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221;]<span style=\"color: #eb9000; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">Summary and Conclusion<\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 16pt; font-weight: bold; line-height: 22pt;\">A. Romann (efcom)<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782737999122{margin-top: -20px !important;margin-bottom: 10px !important;background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div id=\"ultimate-heading-97516a4d69dbce55a\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-97516a4d69dbce55a uvc-4603 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-97516a4d69dbce55a h4'  data-responsive-json-new='{\"font-size\":\"desktop:22px;mobile:44px;\",\"line-height\":\"mobile:54px;\"}' ><h4 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#006357;\">END OF CONFERENCE<\/h4><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782473407686{padding-top: 60px !important;padding-bottom: 30px !important;background-color: #ffffff !important;}&#8221; el_id=&#8221;symp_referenten_EN&#8221;][vc_column]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-28756a4d69dbce60d\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-28756a4d69dbce60d uvc-6730 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-28756a4d69dbce60d h2'  data-responsive-json-new='{\"font-size\":\"desktop:54px;mobile:44px;\",\"line-height\":\"desktop:64px;mobile:54px;\"}' ><h2 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#eb9000;\">Speakers<\/h2><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782472882074{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;97187&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_cta h2=&#8221;Dr. Vinai George Biju&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left|color:%23006357&#8243; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4=&#8221;Data Scientist efcom&#8221; h4_font_container=&#8221;tag:h2|font_size:18|text_align:left|color:%237ec385&#8243; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; color=&#8221;white&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;]<span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Vinai George Biju is a data scientist with experience in both academia and industry. He obtained his PhD in Computer Science from Visvesvaraya Technological University (VTU) in India in 2021 and a Master\u2019s degree in Computer Science from the National Institute of Technology in Rourkela, India, in 2010. In 2023, he completed a second Master\u2019s degree in Artificial Intelligence at the Technical University of W\u00fcrzburg-Schweinfurt (THWS) in Germany.<\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Vinai has more than 10 years\u2019 experience as an assistant professor in the Department of Computer Science and Engineering at CHRIST University in Bangalore, India, where he specialises in artificial intelligence and data science. He has also worked as a software engineer at Accenture in Bangalore, India.<\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782474966493{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;100188&#8243; img_size=&#8221;300&#215;400&#8243; alignment=&#8221;right&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_cta h2=&#8221;Reto Blum&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left|color:%23006357&#8243; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4=&#8221;Decision Architect&#8221; h4_font_container=&#8221;tag:h2|font_size:18|text_align:left|color:%237ec385&#8243; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; color=&#8221;white&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;]<span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">The Decision Architect has been supporting and advising entrepreneurs for over 20 years. He is a recognised expert in the fields of behavioural economics and decision architecture, and combines this rare expertise with his many years of consultancy experience. He advises companies across all sectors, leads workshops, trains sales staff, lectures at universities and appears as a keynote speaker at conferences, forums and events throughout Europe, whenever insights into human behaviour and decision-making are required.<br \/>\n<\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782472888391{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;99655&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_cta h2=&#8221;Federico Avell\u00e1n Borgmeyer&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left|color:%23006357&#8243; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4=&#8221;Chief Partner Officer efcom&#8221; h4_font_container=&#8221;tag:h2|font_size:18|text_align:left|color:%237ec385&#8243; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; color=&#8221;white&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;]<span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Federico Avell\u00e1n Borgmeyer is a consultant and entrepreneur in the FinTech ecosystem. After completing his engineering degree in Berlin, he worked as a visiting scholar at the University of Illinois, where he was involved in research into the first artificial intelligence applications. His career subsequently took him to various roles, including Managing Director for Southern Europe at DataCard Corporation (Madrid), a member of the Executive Board at FidelioNetworks S.A. (Madrid) and Managing Director at Postbank POSTransact (Rhine-Main region).<\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">For the past 20 years, Mr Avell\u00e1n Borgmeyer has been working as a partner at the management consultancy Amontis AG, serving clients in Europe, the Middle East, South America and China. As an entrepreneur, he is the founder of Factoring Blockchain Solutions and Tech4Fin Deutschland in Kronberg.<\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782473453160{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;100189&#8243; img_size=&#8221;300&#215;400&#8243; alignment=&#8221;right&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_cta h2=&#8221;Dr. Bj\u00f6rn Engelmann&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left|color:%23006357&#8243; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4=&#8221;Postdoctoral Researcher &amp; Research Associate, LLM and Agentic AI, Fraunhofer IAIS&#8221; h4_font_container=&#8221;tag:h2|font_size:18|text_align:left|color:%237ec385&#8243; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; color=&#8221;white&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;]<span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Bj\u00f6rn Engelmann works as a postdoctoral researcher \/ research scientist at Fraunhofer IAIS in the field of large language models and agentic AI. His work focuses on recommender systems, generative AI, agentic AI, document analysis and software architecture \u2013 with a particular focus on applications in the legal and financial sectors.<\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Until 2025, he worked as a research assistant in the Information Retrieval Research Group at Cologne University of Applied Sciences, whilst simultaneously completing his PhD at Humboldt University of Berlin on the topic of \u2018Context-Aware Design and Evaluation for Information Access\u2019. Prior to that, he obtained an M.Sc. and a B.Sc. in Computer Science from Dortmund Technical University.<\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782905567327{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;100203&#8243; img_size=&#8221;300&#215;400&#8243; alignment=&#8221;right&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_cta h2=&#8221;Bet\u00fcl Kurtulus&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left|color:%23006357&#8243; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4=&#8221;Deputy Secretary General FCI&#8221; h4_font_container=&#8221;tag:h2|font_size:18|text_align:left|color:%237ec385&#8243; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; color=&#8221;white&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;]<span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Ms. Kurtulu\u015f began her career at Anderson Consulting and entered the factoring industry in 1992. She brings over 30+ years of extensive experience in the factoring sector. Prior to joining FCI in 2018, she served as a member of the FCI SCF Committee and FCI Marketing Committee. Her previous role was General Manager (since 2014) and Board Member at Strateji Faktoring in Turkey, where she oversaw all operational areas. <\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Before Strateji Faktoring, Bet\u00fcl held positions at Toprak Banking Group. She also served as a Board Member of the Association of Financial Institutions of Turkey. Bet\u00fcl holds a BA degree in Business and Economics from the University of Marmara, Turkey. <\/span><\/p>\n<p><span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Ms. Kurtulu\u015f is the Deputy Secretary General at FCI. She previously held the positions of Director of Strategic Marketing &amp; Business Development, and Regional Director CEE, SEE &amp; Middle East within FCI. <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782472916041{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;100190&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_cta h2=&#8221;Roland Reiser&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left|color:%23006357&#8243; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4=&#8221;Head of Risk &amp; Regulatory Sales Creditreform Group&#8221; h4_font_container=&#8221;tag:h2|font_size:18|text_align:left|color:%237ec385&#8243; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; color=&#8221;white&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;]<span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Roland Reiser has been working for many years on the digitalisation of decision-making processes in the finance and insurance sectors. His areas of expertise include automation, artificial intelligence, credit decisions, regulatory matters and transformation projects. He combines strategic concepts with practical implementation and demonstrates how companies can successfully utilise modern technologies. <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782472835204{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;70569&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_cta h2=&#8221;Oliver R\u00f6lle&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left|color:%23006357&#8243; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4=&#8221;Head of Training efcom&#8221; h4_font_container=&#8221;tag:h2|font_size:18|text_align:left|color:%237ec385&#8243; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; color=&#8221;white&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;]<span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Oliver R\u00f6lle has been part of the efcom team since 2004 and previously worked as a consultant for many years. He leads all internal and external product training courses \u2013 from standard to specialist training. Oliver R\u00f6lle has a very broad knowledge of ef3 and efX. <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782472840312{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;70705&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_cta h2=&#8221;Arnulf Romann&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left|color:%23006357&#8243; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4=&#8221;CEO efcom&#8221; h4_font_container=&#8221;tag:h2|font_size:18|text_align:left|color:%237ec385&#8243; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; color=&#8221;white&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;]<span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Mutual trust \u2013 for Arnulf Romann, one of efcom\u2019s four founders, this is one of the key factors in the rapid development of professional solutions. Furthermore, he believes that efficiency is crucial to the success of factoring software. At efcom, he brings his extensive experience as Head of Business Analysis to bear, ensuring the seamless integration of our software into our clients\u2019 IT systems. <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1782472849515{background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243;][vc_single_image image=&#8221;97071&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;right&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_cta h2=&#8221;Wolf Stumpf&#8221; h2_font_container=&#8221;tag:h2|font_size:22|text_align:left|color:%23006357&#8243; h2_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; h4=&#8221;Lawyer &amp; Partner Noerr&#8221; h4_font_container=&#8221;tag:h2|font_size:18|text_align:left|color:%237ec385&#8243; h4_google_fonts=&#8221;font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal&#8221; color=&#8221;white&#8221; css=&#8221;&#8221; use_custom_fonts_h2=&#8221;true&#8221; use_custom_fonts_h4=&#8221;true&#8221;]<span style=\"color: #006357; font-family: roboto condensed; font-size: 15pt; font-weight: regular; line-height: 25pt;\">Wolf Stumpf specialises in particular in supply chain finance solutions, factoring and receivables transactions. He advises clients as lead counsel and local counsel on complex cross-border factoring transactions, as well as on the structuring and international implementation of supply chain finance products, including, amongst others, reverse factoring, forfaiting via platform solutions and dynamic discounting. In addition, he represents banks and factoring companies in legal proceedings (for example, against customers, borrowers and debtors). <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; disable_element=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1777881745890{padding-top: 40px !important;background-color: #ffffff !important;}&#8221; el_id=&#8221;Contact person&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-98176a4d69dbce6dc\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-98176a4d69dbce6dc uvc-2583 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-98176a4d69dbce6dc h2'  data-responsive-json-new='{\"font-size\":\"desktop:54px;mobile:44px;\",\"line-height\":\"desktop:64px;mobile:54px;\"}' ><h2 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#eb9000;margin-bottom:35px;\">Contact person<\/h2><\/div><\/div><div id=\"ultimate-heading-37016a4d69dbce73f\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-37016a4d69dbce73f uvc-474 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-37016a4d69dbce73f .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"desktop:35px;\"}'  style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:300;color:#eb9000;\">If you have any questions regarding the efcom Factoring Symposium, please contact us directly by email at <a href=\"mailto:symposium@efcom.de\">symposium@efcom.de<\/a>.<\/div><\/div>[vc_separator border_width=&#8221;2&#8243; css=&#8221;.vc_custom_1557480411580{padding-top: 70px !important;padding-bottom: 40px !important;}&#8221;]<div id=\"ultimate-heading-57866a4d69dbce78a\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-57866a4d69dbce78a uvc-925 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-57866a4d69dbce78a h2'  data-responsive-json-new='{\"font-size\":\"desktop:54px;mobile:44px;\",\"line-height\":\"desktop:64px;mobile:54px;\"}' ><h2 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#eb9000;margin-bottom:35px;\">Location<\/h2><\/div><\/div><div id=\"ultimate-heading-10126a4d69dbce7e2\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-10126a4d69dbce7e2 uvc-8664 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-10126a4d69dbce7e2 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"desktop:36px;\"}'  style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:300;color:#eb9000;\">We look forward to welcoming you to this year\u2019s symposium at our headquarters in <strong>Neu-Isenburg<\/strong>. In the modern conference rooms of the KfH building, you\u2019ll be right at the <strong>heart of efcom<\/strong>. We\u2019re already looking forward to seeing you!<\/p>\n<p>&nbsp;<\/p>\n<p>The address of the venue is:<\/p>\n<p>efcom gmbh<br \/>\nMartin-Behaim-Str. 20<br \/>\n63263 Neu-Isenburg<\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; seperator_enable=&#8221;seperator_enable_value&#8221; seperator_type=&#8221;xlarge_triangle_seperator&#8221; seperator_position=&#8221;bottom_seperator&#8221; seperator_svg_height=&#8221;80&#8243; seperator_shape_background=&#8221;#006357&#8243; css=&#8221;.vc_custom_1782464889627{padding-bottom: 140px !important;background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\">[vc_separator border_width=&#8221;2&#8243; css=&#8221;.vc_custom_1557493125339{padding-bottom: 40px !important;}&#8221;]<div id=\"ultimate-heading-32776a4d69dbce8dc\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-32776a4d69dbce8dc uvc-8558 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-32776a4d69dbce8dc h2'  data-responsive-json-new='{\"font-size\":\"desktop:54px;mobile:44px;\",\"line-height\":\"desktop:64px;mobile:54px;\"}' ><h2 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#eb9000;margin-bottom:35px;\">Accommodation<\/h2><\/div><\/div><div id=\"ultimate-heading-79476a4d69dbce948\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-79476a4d69dbce948 uvc-1265 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-79476a4d69dbce948 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"desktop:36px;\"}'  style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:300;color:#eb9000;\">We can recommend the<strong> Sunday Hotel Frankfurt Airport<\/strong> (formerly Holiday Inn) for your stay. The hotel is situated opposite our office building and is therefore ideal for your stay before and during the symposium. We have arranged a block of rooms there, which you are welcome to book. Please book your accommodation using the following email link, quoting the reference \u2018efcom GmbH\u2019: <div class=\"gap\" style=\"line-height: 15px; height: 15px;\"><\/div><br \/>\n<a href=\"mailto: reservations.frankfurt@hotelssunday.com\" target=\"_blank\" rel=\"noopener\">Room reservation Sunday Hotel Frankfurt Airport<\/a><\/p>\n<div class=\"gap\" style=\"line-height: 45px; height: 45px;\"><\/div>\n<p>The hotel\u2019s contact details are:<\/p>\n<p><strong>Sunday Hotel Frankfurt Airport<\/strong><br \/>\nBelvilla Deutschland GmbH<br \/>\nWernher- von- Braun- Strasse 12<br \/>\n63263 Neu-Isenburg<\/p>\n<p>Tel.: +49 (0) 6102 746 704 <div class=\"gap\" style=\"line-height: 20px; height: 20px;\"><\/div>\n<p>If you have any further questions about accommodation, we\u2019ll be happy to help. Simply send us a message at <a href=\"mailto:symposium@efcom.de\">symposium@efcom.de<\/a>.<\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; full_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1557488139734{padding-top: 30px !important;background-color: #006357 !important;}&#8221; el_id=&#8221;symp_anmeldung_EN&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div id=\"ultimate-heading-56646a4d69dbcea26\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-56646a4d69dbcea26 uvc-549 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-56646a4d69dbcea26 h2'  data-responsive-json-new='{\"font-size\":\"desktop:54px;\",\"line-height\":\"desktop:64px;\"}' ><h2 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#ffffff;margin-bottom:50px;\">I\u2019d love to be there!<\/h2><\/div><\/div>[vc_column_text css=&#8221;&#8221;]<div class='fluentform ff-default fluentform_wrapper_6 ffs_custom_wrap'><form data-form_id=\"6\" id=\"fluentform_6\" class=\"frm-fluent-form fluent_form_6 ff-el-form-top ff_form_instance_6_1 ff-form-loading ffs_custom\" data-form_instance=\"ff_form_instance_6_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Anmeldung Symposium EN<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='100008' \/><input type=\"hidden\" id=\"_fluentform_6_fluentformnonce\" name=\"_fluentform_6_fluentformnonce\" value=\"87c923ceb2\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/100008\" \/><div class='ff-el-group'><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='input_radio_4a35aafb70f97fadcf26983dc9b5be4c'><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Ms\"  id='input_radio_4a35aafb70f97fadcf26983dc9b5be4c' aria-label='Ms' aria-invalid='false' aria-required=false> <span>Ms<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='input_radio_1ae2814c60b8f759563541c945e91da7'><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Mr\"  id='input_radio_1ae2814c60b8f759563541c945e91da7' aria-label='Mr' aria-invalid='false' aria-required=false> <span>Mr<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='input_radio_5dd82ac09fb7d3a467cb049fff7aa49c'><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Mx\"  id='input_radio_5dd82ac09fb7d3a467cb049fff7aa49c' aria-label='Mx' aria-invalid='false' aria-required=false> <span>Mx<\/span><\/label><\/div><\/div><\/div><div data-type=\"name-element\" data-name=\"names\" class=\" ff-field_container ff-name-field-wrapper\" ><div class='ff-t-container'><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_6_names_first_name_' id='label_ff_6_names_first_name_' >First name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[first_name]\" id=\"ff_6_names_first_name_\" class=\"ff-el-form-control\" placeholder=\"First name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell '><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_6_names_last_name_' id='label_ff_6_names_last_name_' >Last name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"names[last_name]\" id=\"ff_6_names_last_name_\" class=\"ff-el-form-control\" placeholder=\"Last name\" aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_6_input_text_1' id='label_ff_6_input_text_1' aria-label=\"Company\">Company<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_1\" class=\"ff-el-form-control\" placeholder=\"Company\" data-name=\"input_text_1\" id=\"ff_6_input_text_1\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_6_input_text_2' id='label_ff_6_input_text_2' aria-label=\"Position\">Position<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text_2\" class=\"ff-el-form-control\" placeholder=\"Position\" data-name=\"input_text_2\" id=\"ff_6_input_text_2\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_6_email' id='label_ff_6_email' aria-label=\"E-mail address\">E-mail address<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_6_email\" class=\"ff-el-form-control\" placeholder=\"E-mail address\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label 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