{"id":100263,"date":"2026-08-25T09:43:39","date_gmt":"2026-08-25T07:43:39","guid":{"rendered":"https:\/\/www.efcom.de\/?page_id=100263"},"modified":"2026-09-03T14:50:54","modified_gmt":"2026-09-03T12:50:54","slug":"symposium-2026-external","status":"publish","type":"page","link":"https:\/\/www.efcom.de\/en\/symposium-2026-external\/","title":{"rendered":"Symposium 2026 external"},"content":{"rendered":"

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Welcome!<\/h2><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1756474016871{padding-top: 15px !important;}” bg_color_value=”#FFFFFF”][vc_column width=”1\/5″][\/vc_column][vc_column width=”3\/5″]
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The Symposium 2026 is coming up. Once again this year, you can look forward to an exciting program <\/strong>throughout, featuring engaging speakers! <\/span><\/div><\/div>[vc_icon icon_fontawesome=”fa fa-solid fa-circle-arrow-down” size=”lg” align=”center” custom_color=”#EB9000″ css=”.vc_custom_1748354327147{padding-top: 40px !important;}” color=”custom”]<\/div>[\/vc_column][vc_column width=”1\/5″][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” seperator_enable=”seperator_enable_value” seperator_type=”xlarge_triangle_seperator” seperator_position=”bottom_seperator” seperator_svg_height=”90″ seperator_shape_background=”#006357″ css=”.vc_custom_1782738395247{padding-bottom: 130px !important;}” bg_color_value=”#FFFFFF”][vc_column width=”1\/5″][\/vc_column][vc_column width=”3\/5″]
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> <\/strong><\/span>In addition, as in previous years, we are planning an evening dinner<\/strong> on 9 September<\/strong>. Will you be joining us? If so, please register using the form below.<\/p>\n
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\nWir freuen uns auf Sie!<\/strong><\/span><\/div><\/div><\/div>[\/vc_column][vc_column width=”1\/5″][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” gap=”0px” bg_type=”bg_color” seperator_enable=”seperator_enable_value” seperator_type=”xlarge_triangle_seperator” seperator_position=”bottom_seperator” seperator_svg_height=”85″ seperator_shape_background=”#FFFFFF” css=”.vc_custom_1787643691152{padding-top: 50px !important;padding-bottom: 100px !important;background-color: #ffffff !important;}” el_id=”symp_info_EN_ext” bg_color_value=”#006357″][vc_column width=”1\/5″][\/vc_column][vc_column width=”3\/5″]
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Evening dinner 09.09.2026
\nStarting at 6:30 p.m.<\/h2><\/div><\/div><\/div>
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In our anniversary year, 2025, we attended the traditional pre-event dinner at the Frankfurter Botschaft <\/a>restaurant. We enjoyed it so much that we\u2019ll be dining there again this year. Will you be joining us? We\u2019d love that: let\u2019s enjoy the special atmosphere of Frankfurt\u2019s Westhafen together!<\/p>\n

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To register <\/strong>for the evening dinner, please also use the registration form below. If you have any questions, feel free to contact us by email at symposium@efcom.de.<\/p>\n

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The address is:<\/p>\n

Frankfurter Botschaft
\nWesthafenplatz 6-8
\n60327 Frankfurt am Main<\/p>\n

www.frankfurterbotschaft.de<\/div><\/div><\/div>[\/vc_column][vc_column width=”1\/5″][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” gap=”0px” bg_type=”bg_color” css=”.vc_custom_1787643700481{padding-bottom: 30px !important;background-color: #ffffff !important;}” el_id=”symp_programm_EN_ext”][vc_column width=”1\/5″][\/vc_column][vc_column width=”3\/5″]

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Programme 10.09.2026<\/h2><\/div><\/div>
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Important note:<\/span><\/p>\n

This time, you can find out the latest news about ef3\/efX, efOnline, WebService, ifX and CubX directly at the team stands set up at the symposium (\u2018Praxis-Punkt\u2019).<\/span><\/div><\/div><\/div>[\/vc_column][vc_column width=”1\/5″][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782737937153{background-color: #ffffff !important;}”][vc_column width=”1\/5″][\/vc_column][vc_column width=”4\/5″][vc_row_inner][vc_column_inner width=”1\/4″][vc_cta h2=”9:15 – 10:00 am” h2_font_container=”tag:h2|font_size:21|text_align:left|color:%23ffffff” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1750748586348{background-color: #eb9000 !important;}” use_custom_fonts_h2=”true”][\/vc_cta][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_cta h2=”” h2_font_container=”tag:h2|font_size:22|text_align:left” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true”]Registration and breakfast buffet<\/span><\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][vc_cta h2=”10:00 – 10:15 am” h2_font_container=”tag:h2|font_size:21|text_align:left|color:%23ffffff” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1750748629739{background-color: #eb9000 !important;}” use_custom_fonts_h2=”true”][\/vc_cta][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_cta h2=”” h2_font_container=”tag:h2|font_size:22|text_align:left” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true”]Welcome and overview
\nA. Romann (efcom)
\n<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][vc_cta h2=”10:15 – 10:45 am” h2_font_container=”tag:h2|font_size:21|text_align:left|color:%23ffffff” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1750748645320{background-color: #eb9000 !important;}” use_custom_fonts_h2=”true”][\/vc_cta][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_cta h2=”” h2_font_container=”tag:h2|font_size:22|text_align:left” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true”]Lecture in English
\nB. Kurtulus (FCI): “Factoring and SCF in a Changing Global Economy”<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][vc_cta h2=”10:45 – 11:45 am” h2_font_container=”tag:h2|font_size:21|text_align:left|color:%23ffffff” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1756471371821{background-color: #eb9000 !important;}” use_custom_fonts_h2=”true”][\/vc_cta][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_cta h2=”” h2_font_container=”tag:h2|font_size:22|text_align:left” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true”]Lecture in German<\/p>\n

R. Reiser (Creditreform): “SME classification: a significant impact on the RWA of CRR institutions acting as refinancing institutions \u2013 a look at SME default rates”<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782737945146{margin-top: -20px !important;margin-bottom: 10px !important;background-color: #ffffff !important;}”][vc_column width=”1\/5″][\/vc_column][vc_column width=”1\/5″][\/vc_column][vc_column width=”3\/5″]

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LUNCH<\/h4><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782737956339{background-color: #ffffff !important;}”][vc_column width=”1\/5″][\/vc_column][vc_column width=”4\/5″][vc_row_inner][vc_column_inner width=”1\/4″][vc_cta h2=”1:00 – 2:00 pm” h2_font_container=”tag:h2|font_size:21px|text_align:left|color:%23ffffff” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4_font_container=”tag:h2|font_size:21px|text_align:left|color:%23ffffff” h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1787304121988{background-color: #eb9000 !important;}” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”][\/vc_cta][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_cta h2=”” h2_font_container=”tag:h2|font_size:22px|text_align:left” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true”]Panel in German<\/span><\/p>\n

W. Stumpf (Noerr), A. Ries (TEBA), F. Avell\u00e1n Borgmeyer (efcom), V. Biju (efcom): “Customer Fraud Risk \u2013 Practical Examples and Preventive Measures”<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782737966983{background-color: #ffffff !important;}”][vc_column width=”1\/5″][\/vc_column][vc_column width=”4\/5″][vc_row_inner][vc_column_inner width=”1\/4″][vc_cta h2=”2:00 – 3:00 pm” h2_font_container=”tag:h2|font_size:21px|text_align:left|color:%23ffffff” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4_font_container=”tag:h2|font_size:21px|text_align:left|color:%23ffffff” h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1787304139628{background-color: #eb9000 !important;}” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”][\/vc_cta][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_cta h2=”” h2_font_container=”tag:h2|font_size:22|text_align:left” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true”]Panel in German<\/span><\/p>\n

Dr. B. Engelmann (Fraunhofer IAIS), D. Mehmedagic (Goya Finance): “Agentic AI”<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782737976334{margin-top: -20px !important;margin-bottom: 10px !important;background-color: #ffffff !important;}”][vc_column width=”1\/5″][\/vc_column][vc_column width=”1\/5″][\/vc_column][vc_column width=”3\/5″]

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COFFEE BREAK<\/h4><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782737989249{background-color: #ffffff !important;}”][vc_column width=”1\/5″][\/vc_column][vc_column width=”4\/5″][vc_row_inner][vc_column_inner width=”1\/4″][vc_cta h2=”4:00 – 5:00 pm” h2_font_container=”tag:h2|font_size:21px|text_align:left|color:%23ffffff” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1787304153907{background-color: #eb9000 !important;}” use_custom_fonts_h2=”true”][\/vc_cta][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_cta h2=”” h2_font_container=”tag:h2|font_size:22|text_align:left” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true”]Lecture in German
\nR. Blum: “Knocked out by AI? What artificial intelligence does to our brains.” <\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/4″][vc_cta h2=”5:00 – 5:30 pm” h2_font_container=”tag:h2|font_size:21px|text_align:left|color:%23ffffff” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” css=”.vc_custom_1787304176263{background-color: #eb9000 !important;}” use_custom_fonts_h2=”true”][\/vc_cta][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_cta h2=”” h2_font_container=”tag:h2|font_size:22|text_align:left” h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true”]Summary and Conclusion
\nA. Romann (efcom)<\/span>[\/vc_cta][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782737999122{margin-top: -20px !important;margin-bottom: 10px !important;background-color: #ffffff !important;}”][vc_column width=”1\/5″][\/vc_column][vc_column width=”1\/5″][\/vc_column][vc_column width=”3\/5″]
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END OF CONFERENCE<\/h4><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=”stretch_row” gap=”0px” bg_type=”bg_color” css=”.vc_custom_1787643719491{padding-top: 60px !important;padding-bottom: 30px !important;background-color: #ffffff !important;}” el_id=”symp_referenten_EN_ext”][vc_column]
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Speakers<\/h2><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782472882074{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”97187″ img_size=”medium” alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Dr. Vinai George Biju” h2_font_container=”tag:h2|font_size:22px|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”Data Scientist efcom” h4_font_container=”tag:h2|font_size:18px|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]Vinai George Biju is a data scientist with experience in both academia and industry. He obtained his PhD in Computer Science from Visvesvaraya Technological University (VTU) in India in 2021 and a Master\u2019s degree in Computer Science from the National Institute of Technology in Rourkela, India, in 2010. In 2023, he completed a second Master\u2019s degree in Artificial Intelligence at the Technical University of W\u00fcrzburg-Schweinfurt (THWS) in Germany.<\/span><\/p>\n

Vinai has more than 10 years\u2019 experience as an assistant professor in the Department of Computer Science and Engineering at CHRIST University in Bangalore, India, where he specialises in artificial intelligence and data science. He has also worked as a software engineer at Accenture in Bangalore, India.<\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782474966493{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”100188″ img_size=”300×400″ alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Reto Blum” h2_font_container=”tag:h2|font_size:22|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”Decision Architect” h4_font_container=”tag:h2|font_size:18|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” color=”white” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]The Decision Architect has been supporting and advising entrepreneurs for over 20 years. He is a recognised expert in the fields of behavioural economics and decision architecture, and combines this rare expertise with his many years of consultancy experience. He advises companies across all sectors, leads workshops, trains sales staff, lectures at universities and appears as a keynote speaker at conferences, forums and events throughout Europe, whenever insights into human behaviour and decision-making are required.
\n<\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782472888391{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”99655″ img_size=”medium” alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Federico Avell\u00e1n Borgmeyer” h2_font_container=”tag:h2|font_size:22px|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”Chief Partner Officer efcom” h4_font_container=”tag:h2|font_size:18px|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]Federico Avell\u00e1n Borgmeyer is a consultant and entrepreneur in the FinTech ecosystem. After completing his engineering degree in Berlin, he worked as a visiting scholar at the University of Illinois, where he was involved in research into the first artificial intelligence applications. His career subsequently took him to various roles, including Managing Director for Southern Europe at DataCard Corporation (Madrid), a member of the Executive Board at FidelioNetworks S.A. (Madrid) and Managing Director at Postbank POSTransact (Rhine-Main region).<\/span><\/p>\n

For the past 20 years, Mr Avell\u00e1n Borgmeyer has been working as a partner at the management consultancy Amontis AG, serving clients in Europe, the Middle East, South America and China. As an entrepreneur, he is the founder of Factoring Blockchain Solutions and Tech4Fin Deutschland in Kronberg.<\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782473453160{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”100189″ img_size=”300×400″ alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Dr. Bj\u00f6rn Engelmann” h2_font_container=”tag:h2|font_size:22px|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”Postdoctoral Researcher & Research Associate, LLM and Agentic AI, Fraunhofer IAIS” h4_font_container=”tag:h2|font_size:18px|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]Bj\u00f6rn Engelmann works as a postdoctoral researcher \/ research scientist at Fraunhofer IAIS in the field of large language models and agentic AI. His work focuses on recommender systems, generative AI, agentic AI, document analysis and software architecture \u2013 with a particular focus on applications in the legal and financial sectors.<\/span><\/p>\n

Until 2025, he worked as a research assistant in the Information Retrieval Research Group at Cologne University of Applied Sciences, whilst simultaneously completing his PhD at Humboldt University of Berlin on the topic of \u2018Context-Aware Design and Evaluation for Information Access\u2019. Prior to that, he obtained an M.Sc. and a B.Sc. in Computer Science from Dortmund Technical University.<\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782905567327{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”100203″ img_size=”300×400″ alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Bet\u00fcl Kurtulus” h2_font_container=”tag:h2|font_size:22|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”Deputy Secretary General FCI” h4_font_container=”tag:h2|font_size:18|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” color=”white” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]Ms. Kurtulu\u015f began her career at Anderson Consulting and entered the factoring industry in 1992. She brings over 30+ years of extensive experience in the factoring sector. Prior to joining FCI in 2018, she served as a member of the FCI SCF Committee and FCI Marketing Committee. Her previous role was General Manager (since 2014) and Board Member at Strateji Faktoring in Turkey, where she oversaw all operational areas. <\/span><\/p>\n

Before Strateji Faktoring, Bet\u00fcl held positions at Toprak Banking Group. She also served as a Board Member of the Association of Financial Institutions of Turkey. Bet\u00fcl holds a BA degree in Business and Economics from the University of Marmara, Turkey. <\/span><\/p>\n

Ms. Kurtulu\u015f is the Deputy Secretary General at FCI. She previously held the positions of Director of Strategic Marketing & Business Development, and Regional Director CEE, SEE & Middle East within FCI. <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782905567327{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”100295″ img_size=”300×400″ alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Dinko Mehmedagic” h2_font_container=”tag:h2|font_size:22px|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”CCO and Executive Board Goya Finance AG” h4_font_container=”tag:h2|font_size:18px|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]Dinko Mehmedagic has over 35 years\u2019 experience in the banking and factoring sector, including at Deutsche Bank AG. His focus is on working capital finance, in particular receivables factoring, supply chain finance and asset-based finance. <\/span><\/p>\n

He has been with Goya Finance AG as CCO and Member of the Executive Board responsible for the Market division since October 2025. Goya Finance positions itself as a specialist provider of \u2018Factoring-as-a-Software\u2019, with a strong focus on AI-powered and highly automated solutions for invoicing, receivables purchasing, payments, settlement, default protection, receivables management and debt collection. The company targets, in particular, the healthcare sector, SMEs, platform providers, brokers, banks and factoring companies, placing great emphasis on GDPR compliance, data protection and cyber security. <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782472916041{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”100190″ img_size=”medium” alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Roland Reiser” h2_font_container=”tag:h2|font_size:22|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”Head of Risk & Regulatory Sales Creditreform Group” h4_font_container=”tag:h2|font_size:18|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” color=”white” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]Roland Reiser has been working for many years on the digitalisation of decision-making processes in the finance and insurance sectors. His areas of expertise include automation, artificial intelligence, credit decisions, regulatory matters and transformation projects. He combines strategic concepts with practical implementation and demonstrates how companies can successfully utilise modern technologies. <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782472916041{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”100249″ img_size=”medium” alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Alexander Ries” h2_font_container=”tag:h2|font_size:22px|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”Managing director TEBA Kreditbank GmbH & Co. KG” h4_font_container=”tag:h2|font_size:18px|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]Alexander Ries has been with TEBA Kreditbank GmbH & Co. KG since 2012 and, as Managing Director for Market Operations and Spokesperson for the Management Board, has been responsible for the market division since October 2021. Prior to this, he worked in industry, including a six-year spell as Business Development Manager at an S&P 500 company, where he was responsible for the global expansion of the export business. He is married and has four children. <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782472835204{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”70569″ img_size=”medium” alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Oliver R\u00f6lle” h2_font_container=”tag:h2|font_size:22|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”Head of Training efcom” h4_font_container=”tag:h2|font_size:18|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” color=”white” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]Oliver R\u00f6lle has been part of the efcom team since 2004 and previously worked as a consultant for many years. He leads all internal and external product training courses \u2013 from standard to specialist training. Oliver R\u00f6lle has a very broad knowledge of ef3 and efX. <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782472840312{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”70705″ img_size=”medium” alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Arnulf Romann” h2_font_container=”tag:h2|font_size:22|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”CEO efcom” h4_font_container=”tag:h2|font_size:18|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” color=”white” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]Mutual trust \u2013 for Arnulf Romann, one of efcom\u2019s four founders, this is one of the key factors in the rapid development of professional solutions. Furthermore, he believes that efficiency is crucial to the success of factoring software. At efcom, he brings his extensive experience as Head of Business Analysis to bear, ensuring the seamless integration of our software into our clients\u2019 IT systems. <\/span>[\/vc_cta][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” css=”.vc_custom_1782472849515{background-color: #ffffff !important;}”][vc_column width=”2\/5″][vc_single_image image=”97071″ img_size=”medium” alignment=”right”][\/vc_column][vc_column width=”3\/5″][vc_cta h2=”Wolf Stumpf” h2_font_container=”tag:h2|font_size:22|text_align:left|color:%23006357″ h2_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” h4=”Lawyer & Partner Noerr” h4_font_container=”tag:h2|font_size:18|text_align:left|color:%237ec385″ h4_google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:700%20bold%20regular%3A700%3Anormal” color=”white” use_custom_fonts_h2=”true” use_custom_fonts_h4=”true”]Wolf Stumpf specialises in particular in supply chain finance solutions, factoring and receivables transactions. He advises clients as lead counsel and local counsel on complex cross-border factoring transactions, as well as on the structuring and international implementation of supply chain finance products, including, amongst others, reverse factoring, forfaiting via platform solutions and dynamic discounting. In addition, he represents banks and factoring companies in legal proceedings (for example, against customers, borrowers and debtors). <\/span>[\/vc_cta][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

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