{"id":96694,"date":"2024-03-25T14:18:09","date_gmt":"2024-03-25T13:18:09","guid":{"rendered":"https:\/\/www.efcom.de\/?page_id=96694"},"modified":"2024-10-04T09:51:07","modified_gmt":"2024-10-04T07:51:07","slug":"ifx","status":"publish","type":"page","link":"https:\/\/www.efcom.de\/en\/solutions\/ifx\/","title":{"rendered":"ifX"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1711374631073{margin-top: 0px !important;}&#8221; el_id=&#8221;slider_cluster_desktop_EN&#8221;][vc_column][rev_slider_vc alias=&#8221;efx_desktop_en-11&#8243;][\/vc_column][\/vc_row][vc_row bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1711376110208{margin-top: 0px !important;}&#8221; el_id=&#8221;slider_cluster_mobile_EN&#8221;][vc_column][rev_slider_vc alias=&#8221;ifx_desktop_en-1&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; type=&#8221;vc_default&#8221; css=&#8221;.vc_custom_1687433686816{padding-top: 30px !important;}&#8221;][vc_column css_animation=&#8221;fadeIn&#8221;]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInRight\" data-animation-delay=\"0\" data-animation-duration=\"3\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-67336a1bc0a52935c\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-67336a1bc0a52935c uvc-2786  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-67336a1bc0a52935c h1'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h1 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;margin-top:10px;\">Explore the dynamics of Islamic Factoring.<\/h1><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; seperator_enable=&#8221;seperator_enable_value&#8221; seperator_type=&#8221;tilt_right_seperator&#8221; seperator_svg_height=&#8221;40&#8243; seperator_shape_background=&#8221;#ffffff&#8221; css=&#8221;.vc_custom_1711380318532{padding-top: 70px !important;background-color: rgba(0,0,0,0.07) !important;*background-color: rgb(0,0,0) !important;}&#8221; bg_color_value=&#8221;#ffffff&#8221;][vc_column width=&#8221;1\/3&#8243;]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"3\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-97366a1bc0a52946b\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-97366a1bc0a52946b uvc-5222 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-97366a1bc0a52946b h1'  data-responsive-json-new='{\"font-size\":\"desktop:42px;\",\"line-height\":\"\"}' ><h1 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:300;color:#eb9000;\">The key points of ifX<\/h1><\/div><\/div><div id=\"ultimate-heading-33576a1bc0a5294d0\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-33576a1bc0a5294d0 uvc-9996 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-33576a1bc0a5294d0 h2'  data-responsive-json-new='{\"font-size\":\"desktop:42px;\",\"line-height\":\"\"}' ><h2 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:300;color:#eb9000;\">at a glance:<\/h2><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;2\/3&#8243;]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInUp\" data-animation-delay=\"0\" data-animation-duration=\"3\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div class=\"uavc-list-icon uavc-list-icon-wrapper ult-adjust-bottom-margin   \"><ul class=\"uavc-list\"><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-6945\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:35px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#eb9000;font-size:27px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-6945 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"desktop:25px;\",\"line-height\":\"desktop:38px;\"}'  class=\"uavc-list-desc ult-responsive\" style=\"font-family:&#039;Roboto&#039;;font-weight:300;color:#006357;\">Aligned with international Islamic Accounting (AAOIFI) standards \u201eShariyah Standard N. (59): Sale of Debt.\u201d<\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-9899\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:35px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#eb9000;font-size:27px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-9899 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"desktop:25px;\",\"line-height\":\"desktop:38px;\"}'  class=\"uavc-list-desc ult-responsive\" style=\"font-family:&#039;Roboto&#039;;font-weight:300;color:#006357;\">The following contracts are currently covered: Wakalah Bi-Al Istithmar, Murabahah, Musharakah, Al-Kharaj bi-al-Daman, Bai Muajjal<\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-5854\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:35px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#eb9000;font-size:27px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-5854 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"desktop:25px;\",\"line-height\":\"desktop:38px;\"}'  class=\"uavc-list-desc ult-responsive\" style=\"font-family:&#039;Roboto&#039;;font-weight:300;color:#006357;\">High security, modularity and scalability<\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-3118\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:35px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#eb9000;font-size:27px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-3118 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"desktop:25px;\",\"line-height\":\"desktop:38px;\"}'  class=\"uavc-list-desc ult-responsive\" style=\"font-family:&#039;Roboto&#039;;font-weight:300;color:#006357;\">Cloud-based and therefore available from anywhere, at any time and on any device<\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-1463\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:35px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#eb9000;font-size:27px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-1463 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"desktop:25px;\",\"line-height\":\"desktop:38px;\"}'  class=\"uavc-list-desc ult-responsive\" style=\"font-family:&#039;Roboto&#039;;font-weight:300;color:#006357;\">Simple integration through numerous standard APIs<\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-4353\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:35px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#eb9000;font-size:27px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-4353 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"desktop:25px;\",\"line-height\":\"desktop:38px;\"}'  class=\"uavc-list-desc ult-responsive\" style=\"font-family:&#039;Roboto&#039;;font-weight:300;color:#006357;\">Interactive and online in real time<\/span><\/div><\/li><li><div class=\"uavc-list-content\" id=\"list-icon-wrap-4293\">\n<div class=\"uavc-list-icon  \" data-animation=\"\" data-animation-delay=\"03\" style=\"margin-right:35px;\"><div class=\"ult-just-icon-wrapper  \"><div class=\"align-icon\" style=\"text-align:center;\">\n<div class=\"aio-icon none \"  style=\"color:#eb9000;font-size:27px;display:inline-block;\">\n\t<i class=\"Defaults-check\"><\/i>\n<\/div><\/div><\/div>\n<\/div><span  data-ultimate-target='#list-icon-wrap-4293 .uavc-list-desc'  data-responsive-json-new='{\"font-size\":\"desktop:25px;\",\"line-height\":\"desktop:38px;\"}'  class=\"uavc-list-desc ult-responsive\" style=\"font-family:&#039;Roboto&#039;;font-weight:300;color:#006357;\">High level of automation<\/span><\/div><\/li><\/ul><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css_animation=&#8221;none&#8221; bg_type=&#8221;bg_color&#8221; seperator_enable=&#8221;seperator_enable_value&#8221; seperator_type=&#8221;xlarge_triangle_left_seperator&#8221; seperator_position=&#8221;bottom_seperator&#8221; seperator_svg_height=&#8221;85&#8243; seperator_shape_background=&#8221;#006357&#8243; title=&#8221;Mehr erfahren&#8221; style=&#8221;outline-custom&#8221; gradient_color_1=&#8221;turquoise&#8221; gradient_color_2=&#8221;blue&#8221; gradient_custom_color_1=&#8221;#dd3333&#8243; gradient_custom_color_2=&#8221;#eeee22&#8243; gradient_text_color=&#8221;#ffffff&#8221; custom_background=&#8221;#ededed&#8221; custom_text=&#8221;#666666&#8243; outline_custom_color=&#8221;#eb9000&#8243; outline_custom_hover_background=&#8221;#eb9000&#8243; outline_custom_hover_text=&#8221;#ffffff&#8221; shape=&#8221;round&#8221; color=&#8221;grey&#8221; size=&#8221;md&#8221; align=&#8221;center&#8221; button_block=&#8221;&#8221; add_icon=&#8221;&#8221; i_align=&#8221;left&#8221; i_type=&#8221;fontawesome&#8221; i_icon_the7=&#8221;&#8221; i_icon_fontawesome=&#8221;fa fa-adjust&#8221; i_icon_openiconic=&#8221;vc-oi vc-oi-dial&#8221; i_icon_typicons=&#8221;typcn typcn-adjust-brightness&#8221; i_icon_entypo=&#8221;entypo-icon entypo-icon-note&#8221; i_icon_linecons=&#8221;vc_li vc_li-heart&#8221; i_icon_monosocial=&#8221;vc-mono vc-mono-fivehundredpx&#8221; i_icon_material=&#8221;vc-material vc-material-cake&#8221; i_icon_pixelicons=&#8221;vc_pixel_icon vc_pixel_icon-alert&#8221; custom_onclick=&#8221;&#8221; smooth_scroll=&#8221;&#8221; link=&#8221;url:http%3A%2F%2Fwww.efcom.de%2Floesungen%2F|||&#8221; custom_onclick_code=&#8221;&#8221; css=&#8221;.vc_custom_1711380344005{padding-top: 10px !important;padding-bottom: 120px !important;background-color: rgba(0,0,0,0.07) !important;*background-color: rgb(0,0,0) !important;}&#8221; bg_color_value=&#8221;#ffffff&#8221;][vc_column]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInRight\" data-animation-delay=\"0\" data-animation-duration=\"3\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\">[vc_btn title=&#8221;Learn more&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#eb9000&#8243; custom_text=&#8221;#ffffff&#8221; shape=&#8221;round&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css_animation=&#8221;none&#8221; link=&#8221;url:https%3A%2F%2Fwww.efcom.de%2Fwp-content%2Fuploads%2F2023%2F10%2Fislamic-factoring_EN_digital.pdf|target:_blank&#8221;]<\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1711382697844{padding-top: 50px !important;}&#8221; bg_color_value=&#8221;#006357&#8243;][vc_column]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-73766a1bc0a529d1a\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-73766a1bc0a529d1a uvc-3468  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-73766a1bc0a529d1a h1'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h1 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#ffffff;\">A workflow to fit the Shariah principles.<\/h1><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; bg_type=&#8221;bg_color&#8221; bg_color_value=&#8221;#006357&#8243;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile  vc_custom_1711383031139\" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\">[vc_column_text]<span style=\"font-family: Roboto; line-height: 1.5; font-size: 23px; color: white;\">The main difference between <strong>conventional banking systems<\/strong> and <strong>Islamic banking systems<\/strong> is that in Islamic systems there are no interest rates, and this is <strong>prohibited in Shariah<\/strong>. Shariah says that taking money for money plus an interest charge is non-permissible. Also, trading in debts is non-permissible. To make it clearer, in Islamic finance, you cannot trade in money but trade using the money. As by this, money is your tool of trading.<\/span>[\/vc_column_text]<\/div><div class=\"ult-animation  ult-animate-viewport  ult-no-mobile  vc_custom_1711382368897\" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\">[vc_column_text]<span style=\"font-family: Roboto; line-height: 1.5; font-size: 23px; color: white;\">In Islamic factoring you must <strong>adjust the workflow<\/strong> to fit the Shariah principles by getting the factoring company into the process before any debts occur. And this is the <strong>main challenge<\/strong> because the needs of the clients of the factoring companies are different from one to another so each situation may need a <strong>specific financial formula<\/strong> to satisfy those needs without regulating the Shariah principles, at the same time the factoring company wants to make this process most simply.<\/span>[\/vc_column_text]<\/div><div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\">[vc_column_text]<span style=\"font-family: Roboto; line-height: 1.5; font-size: 23px; color: white;\">efcom can help in increasing the volume of <strong>Islamic Factoring<\/strong> in the Islamic finance market by offering you a software which can perform a <strong>full factoring service<\/strong> with a workflow that doesn\u2019t violate Shariah principles (Shariah compliance product).<\/span>[\/vc_column_text]<\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css_animation=&#8221;none&#8221; bg_type=&#8221;bg_color&#8221; seperator_enable=&#8221;seperator_enable_value&#8221; seperator_type=&#8221;xlarge_triangle_seperator&#8221; seperator_position=&#8221;bottom_seperator&#8221; seperator_svg_height=&#8221;80&#8243; seperator_shape_background=&#8221;#ffffff&#8221; title=&#8221;Mehr erfahren&#8221; style=&#8221;outline-custom&#8221; gradient_color_1=&#8221;turquoise&#8221; gradient_color_2=&#8221;blue&#8221; gradient_custom_color_1=&#8221;#dd3333&#8243; gradient_custom_color_2=&#8221;#eeee22&#8243; gradient_text_color=&#8221;#ffffff&#8221; custom_background=&#8221;#ededed&#8221; custom_text=&#8221;#666666&#8243; outline_custom_color=&#8221;#eb9000&#8243; outline_custom_hover_background=&#8221;#eb9000&#8243; outline_custom_hover_text=&#8221;#ffffff&#8221; shape=&#8221;round&#8221; color=&#8221;grey&#8221; size=&#8221;md&#8221; align=&#8221;center&#8221; button_block=&#8221;&#8221; add_icon=&#8221;&#8221; i_align=&#8221;left&#8221; i_type=&#8221;fontawesome&#8221; i_icon_the7=&#8221;&#8221; i_icon_fontawesome=&#8221;fa fa-adjust&#8221; i_icon_openiconic=&#8221;vc-oi vc-oi-dial&#8221; i_icon_typicons=&#8221;typcn typcn-adjust-brightness&#8221; i_icon_entypo=&#8221;entypo-icon entypo-icon-note&#8221; i_icon_linecons=&#8221;vc_li vc_li-heart&#8221; i_icon_monosocial=&#8221;vc-mono vc-mono-fivehundredpx&#8221; i_icon_material=&#8221;vc-material vc-material-cake&#8221; i_icon_pixelicons=&#8221;vc_pixel_icon vc_pixel_icon-alert&#8221; custom_onclick=&#8221;&#8221; smooth_scroll=&#8221;&#8221; link=&#8221;url:http%3A%2F%2Fwww.efcom.de%2Floesungen%2F|||&#8221; custom_onclick_code=&#8221;&#8221; css=&#8221;.vc_custom_1711382723485{padding-top: 10px !important;padding-bottom: 120px !important;background-color: rgba(0,0,0,0.07) !important;*background-color: rgb(0,0,0) !important;}&#8221; bg_color_value=&#8221;#006357&#8243;][vc_column]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInRight\" data-animation-delay=\"0\" data-animation-duration=\"3\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\">[vc_btn title=&#8221;Make an appointment&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#eb9000&#8243; custom_text=&#8221;#ffffff&#8221; shape=&#8221;round&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css_animation=&#8221;none&#8221; link=&#8221;url:mailto%3Asales%40efcom.de|&#8221;]<\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; parallax=&#8221;content-moving&#8221; parallax_speed_bg=&#8221;4&#8243; bg_type=&#8221;bg_color&#8221; css=&#8221;.vc_custom_1614179334534{padding-top: 30px !important;}&#8221;][vc_column]<div class=\"ult-animation  ult-animate-viewport  ult-no-mobile \" data-animate=\"fadeInLeft\" data-animation-delay=\"0\" data-animation-duration=\"2\" data-animation-iteration=\"1\" style=\"opacity:0;\" data-opacity_start_effect=\"\"><div id=\"ultimate-heading-78686a1bc0a529f11\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-78686a1bc0a529f11 uvc-9742  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-78686a1bc0a529f11 h1'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h1 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;color:#006357;margin-bottom:40px;\">Stay curious:<\/h1><\/div><\/div><\/div>[vc_custom_heading text=&#8221;Discover more topics here and get an insight into the world of efcom.&#8221; font_container=&#8221;tag:h3|text_align:center|color:%23006357&#8243; 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