{"id":100360,"date":"2026-09-17T17:41:37","date_gmt":"2026-09-17T15:41:37","guid":{"rendered":"https:\/\/www.efcom.de\/?p=100360"},"modified":"2026-09-21T10:12:59","modified_gmt":"2026-09-21T08:12:59","slug":"symposium-2026-exchange-par-excellence","status":"publish","type":"post","link":"https:\/\/www.efcom.de\/en\/symposium-2026-exchange-par-excellence\/","title":{"rendered":"Symposium 2026: Exchange par excellence"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row css=&#8221;.vc_custom_1708334309580{margin-top: 45px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div id=\"ultimate-heading-49296ada739b86ee6\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-49296ada739b86ee6 uvc-4333 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-49296ada739b86ee6 h1'  data-responsive-json-new='{\"font-size\":\"desktop:44px;\",\"line-height\":\"desktop:65px;\"}' ><h1 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:300;color:#eb9000;margin-bottom:30px;\">Symposium 2026<\/h1><\/div><\/div><div id=\"ultimate-heading-14206ada739b86fb4\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-14206ada739b86fb4 uvc-7913 \" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-14206ada739b86fb4 h1'  data-responsive-json-new='{\"font-size\":\"desktop:50px;\",\"line-height\":\"desktop:65px;\"}' ><h1 style=\"font-family:&#039;Roboto Condensed&#039;;font-weight:700;\">A look back:<br \/>\nOn resilience, failure rates, fraud, AI and the human factor<\/h1><\/div><\/div>[vc_video link=&#8221;https:\/\/youtu.be\/NWiqn8XN938&#8243; el_width=&#8221;100&#8243; align=&#8221;center&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789978364029{padding-top: 60px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;2\/5&#8243;][\/vc_column][vc_column width=&#8221;1\/5&#8243;]<div class=\"ult-content-box-container \" >\t\t<div class=\"ult-content-box\" style=\"box-shadow: px px px px none;-webkit-transition: all 700ms ease;-moz-transition: all 700ms ease;-ms-transition: all 700ms ease;-o-transition: all 700ms ease;transition: all 700ms ease;\"  data-hover_box_shadow=\"none\"    ><style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.dt-shortcode-soc-icons.soc-icons-deb4b65d0fb787b768125036b35fa523 a {\n  margin-right: 10px;\n}\n.dt-shortcode-soc-icons 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.icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #DD9933;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0.layout-1 {\n  grid-template-columns: 50px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0.layout-2 {\n  grid-template-columns: minmax(0,1fr) 50px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0.layout-3 {\n  grid-template-columns: 50px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0 .dt-text-title {\n  margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-8b220088a091b903cf2d8214beae3da0 .dt-text-desc {\n  margin-bottom: 0px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-8b220088a091b903cf2d8214beae3da0 layout-3  vc_custom_1789660613511 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >Numerous guests are using the event as an opportunity to exchange ideas<\/h4><\/div><style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon {\n  width: 50px;\n  height: 50px;\n  line-height: 50px;\n  font-size: 18px;\n  border-radius: 200px;\n  margin: 0px 0px 0px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon .icon-inner {\n  min-width: 50px;\n  min-height: 50px;\n  border-radius: 200px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon .icon-inner {\n    height: 50px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon .dt-hover-icon {\n  line-height: 50px;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-on:hover {\n  font-size: 18px;\n}\n#page .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #DD9933;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15.layout-1 {\n  grid-template-columns: 50px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15.layout-2 {\n  grid-template-columns: minmax(0,1fr) 50px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15.layout-3 {\n  grid-template-columns: 50px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .dt-text-title {\n  margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 .dt-text-desc {\n  margin-bottom: 0px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-4f6c24bbe5626891e41a32c3f2ba1c15 layout-3  vc_custom_1789660593543 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >Factoring market remains resilient despite global challenges<\/h4><\/div><style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon {\n  width: 50px;\n  height: 50px;\n  line-height: 50px;\n  font-size: 18px;\n  border-radius: 200px;\n  margin: 0px 0px 0px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon .icon-inner {\n  min-width: 50px;\n  min-height: 50px;\n  border-radius: 200px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon .icon-inner {\n    height: 50px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon .dt-hover-icon {\n  line-height: 50px;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-on:hover {\n  font-size: 18px;\n}\n#page .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #DD9933;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60.layout-1 {\n  grid-template-columns: 50px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60.layout-2 {\n  grid-template-columns: minmax(0,1fr) 50px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60.layout-3 {\n  grid-template-columns: 50px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .dt-text-title {\n  margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-49a28c2e6540695ce063a2909748ce60 .dt-text-desc {\n  margin-bottom: 0px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-49a28c2e6540695ce063a2909748ce60 layout-3  vc_custom_1789660630679 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >Effective data and risk management is crucial in preventing failures<\/h4><\/div><style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon {\n  width: 50px;\n  height: 50px;\n  line-height: 50px;\n  font-size: 18px;\n  border-radius: 200px;\n  margin: 0px 0px 0px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon .icon-inner {\n  min-width: 50px;\n  min-height: 50px;\n  border-radius: 200px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon .icon-inner {\n    height: 50px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon .dt-hover-icon {\n  line-height: 50px;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-on:hover {\n  font-size: 18px;\n}\n#page .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #DD9933;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4.layout-1 {\n  grid-template-columns: 50px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4.layout-2 {\n  grid-template-columns: minmax(0,1fr) 50px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4.layout-3 {\n  grid-template-columns: 50px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .dt-text-title {\n  margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-dafc5d48f000108591a0acffa59647f4 .dt-text-desc {\n  margin-bottom: 0px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-dafc5d48f000108591a0acffa59647f4 layout-3  vc_custom_1789660664294 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >Fraud prevention using AI-powered early-warning systems and staff expertise<\/h4><\/div><style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon {\n  width: 50px;\n  height: 50px;\n  line-height: 50px;\n  font-size: 18px;\n  border-radius: 200px;\n  margin: 0px 0px 0px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon .icon-inner {\n  min-width: 50px;\n  min-height: 50px;\n  border-radius: 200px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon .icon-inner {\n    height: 50px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon .dt-hover-icon {\n  line-height: 50px;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-on:hover {\n  font-size: 18px;\n}\n#page .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .text-icon.dt-icon-hover-off .soc-icon {\n  color: #DD9933;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f.layout-1 {\n  grid-template-columns: 50px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f.layout-2 {\n  grid-template-columns: minmax(0,1fr) 50px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f.layout-3 {\n  grid-template-columns: 50px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .dt-text-title {\n  margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-95501c0a95d03761c904e8219498523f .dt-text-desc {\n  margin-bottom: 0px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-95501c0a95d03761c904e8219498523f layout-3  vc_custom_1789660682039 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >Agentic AI offers great potential for automation and efficiency<\/h4><\/div><style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon {\n  width: 50px;\n  height: 50px;\n  line-height: 50px;\n  font-size: 18px;\n  border-radius: 200px;\n  margin: 0px 0px 0px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon .icon-inner {\n  min-width: 50px;\n  min-height: 50px;\n  border-radius: 200px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon .icon-inner {\n    height: 50px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon .dt-hover-icon {\n  line-height: 50px;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 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.text-icon.dt-icon-hover-on:hover {\n  font-size: 18px;\n}\n#page .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #DD9933;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42.layout-1 {\n  grid-template-columns: 50px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42.layout-2 {\n  grid-template-columns: minmax(0,1fr) 50px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42.layout-3 {\n  grid-template-columns: 50px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .dt-text-title {\n  margin-bottom: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-97c171ddd689374c93cac4869d0eca42 .dt-text-desc {\n  margin-bottom: 0px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-97c171ddd689374c93cac4869d0eca42 layout-3  vc_custom_1789660697032 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-arrow-07\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >AI: It is not so much about knowing a lot, but about thinking for oneself<\/h4><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;0px&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789569479320{padding-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_column_text css=&#8221;.vc_custom_1789568951500{padding-top: 20px !important;padding-bottom: 10px !important;}&#8221;]<span style=\"font-size: 15pt; line-height: 2.0;\">At this year\u2019s Factoring Symposium, we were once again delighted to welcome <strong>numerous guests<\/strong> from both Germany and abroad. Whether clients, partners or prospective customers: they all took the opportunity not only to find out about the latest <strong>industry developments<\/strong>, but also to exchange views with one another. What are the current issues facing the factoring industry? What does the future hold? And: What\u2019s new at efcom? Answers to these questions were provided by the<strong> speakers <\/strong>on stage as well as by our <strong>colleagues<\/strong> at various \u2018hands-on stations\u2019 \u2013 small stands where visitors could find out more about <strong>our products<\/strong> and new developments. <\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;0px&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789569305063{padding-top: 15px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div id=\"ultimate-heading-876ada739b879a0\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-876ada739b879a0 uvc-4892  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-876ada739b879a0 h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"--font-weight:theme;\">Factoring market defies global uncertainty<\/h3><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1761057333771{padding-top: 10px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_column_text css=&#8221;.vc_custom_1789569153598{padding-top: 20px !important;padding-bottom: 10px !important;}&#8221;]<span style=\"font-size: 15pt; line-height: 2.0;\">The first speaker to take to the stage was <strong>Bet\u00fcl Kurtulus<\/strong>, in her capacity as Deputy Secretary-General of the FCI. She presented the association\u2019s latest figures, which show that the factoring market is proving resilient despite global uncertainties. Global factoring volume reached over <strong>4.04 trillion euro<\/strong>s in 2025 (+3.7 per cent year-on-year). Long-term growth remains stable at 7.1 per cent. What was the situation in the individual regions? <strong>Europe<\/strong> remains the global centre: with a volume of 2.66 trillion euros, it holds a global market share of just under 66 per cent. Within Europe, Germany recorded strong growth of 6.3 per cent. <strong>North America<\/strong> grew massively by 35.1 per cent to 160 billion euros, whilst <strong>South America<\/strong> increased by 8.2 per cent to 165 billion euros. The <strong>Asia-Pacific<\/strong> region remains stable at 995 billion euros (+3.2 per cent). The <strong>Middle East <\/strong>recorded growth of 8.7 per cent (to 8.8 billion euros), whilst <strong>Africa<\/strong> stands at 51.4 billion euros. According to the FCI, both regions offer enormous, as yet untapped potential. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">What other milestones and trends were there? Among other things, Bet\u00fcl mentioned the European <strong>EBA Directive<\/strong>, which brings about a crucial change for true factoring \u2013 an extension of the exemption period for overdue invoices to 90 days. She also highlighted the digitalisation drive in the Middle East. Countries such as Saudi Arabia and the UAE are driving forward national e-invoicing models by 2026, which reduces the risk of fraud and facilitates supply chain finance (SCF). Last but not least, Bet\u00fcl reported on a new comprehensive factoring law in <strong>Nigeria<\/strong> that is awaiting final signature by the President \u2013 this could serve as a blueprint for the entire region. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">At FCI itself, the focus is on expanding <strong>reverse factoring <\/strong>and<strong> Islamic factoring<\/strong>. According to Bet\u00fcl, future growth depends largely on legal certainty, <strong>digital infrastructure<\/strong> and appropriate <strong>regulatory treatment<\/strong>. FCI sees this as one of its core tasks: connecting the global industry and creating sustainable framework conditions. <\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1761057714374{padding-top: 10px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_single_image image=&#8221;100355&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1789569527671{margin-bottom: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;0px&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789569553904{padding-top: 60px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div id=\"ultimate-heading-98246ada739b87a1b\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-98246ada739b87a1b uvc-8274  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-98246ada739b87a1b h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"--font-weight:theme;\">Effective data and risk management is crucial<\/h3><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1730451135338{padding-top: 25px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_column_text css=&#8221;.vc_custom_1789570961046{padding-top: 20px !important;padding-bottom: 10px !important;}&#8221;]<span style=\"font-size: 15pt; line-height: 2.0;\">The second presentation, given by <strong>Roland Reiser <\/strong>(Creditreform), focused on <strong>SME classification<\/strong> and <strong>capital relief<\/strong> for banks, rising <strong>default risks <\/strong>among small and medium-sized enterprises (SMEs), as well as current economic pressures and their impact on financing and factoring. Creditreform possesses extensive data on companies, creditworthiness and payment history, and combines this with manual research. This information is increasingly being made available digitally and via APIs. By ensuring correct <strong>SME classification<\/strong> in accordance with the CRR, banks can utilise the SME supporting factor and thereby reduce their capital requirements or RWA. A robust assessment of turnover, group affiliation and economic interdependencies is crucial. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">In addition to the SME factor, <strong>external ratings<\/strong> can help to optimise capital requirements for larger financing arrangements. Preliminary screenings can help to identify suitable cases and avoid unnecessary rating costs. At the same time, the economic environment is deteriorating: <strong>insolvencies<\/strong>, <strong>payment delays<\/strong> and <strong>business closures<\/strong> are on the rise. Therefore, savings achieved through the SME factor should not be viewed in isolation, but should also be taken into account in risk provisioning and risk management. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">The combination of economic uncertainty, rising financing costs, longer payment terms and potential <strong>fraud risks<\/strong> makes effective data and risk management all the more important. Refinancing institutions and factoring companies therefore face the challenge of capitalising on regulatory <strong>capital advantages<\/strong> whilst consistently monitoring the actual <strong>credit risk<\/strong>. <\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1761057714374{padding-top: 10px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_single_image image=&#8221;100356&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1789570810434{margin-bottom: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;0px&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789571070373{padding-top: 60px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div id=\"ultimate-heading-8376ada739b87a76\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-8376ada739b87a76 uvc-6919  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-8376ada739b87a76 h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"--font-weight:theme;\">Fraud prevention: clarity, consistency, AI and expertise<\/h3><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1730451135338{padding-top: 25px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_column_text css=&#8221;.vc_custom_1789571253922{padding-top: 20px !important;padding-bottom: 10px !important;}&#8221;]<span style=\"font-size: 15pt; line-height: 2.0;\">During the subsequent panel discussion, <strong>Wolf Stumpf <\/strong>from the law firm Noerr, <strong>Alexander Ries<\/strong>, Managing Director of TEBA Bank, and the two efcom colleagues <strong>Federicon Avell\u00e1n Borgmeyer<\/strong> (Chief Partner Officer) and <strong>Dr Vinai George Biju <\/strong>(Data Scientist) took to the stage. The discussion centred on an extremely sensitive topic: fraud. The speakers reported on cases involving both long-standing, trustworthy clients and fraudsters who had been specifically targeted. Typical methods included <strong>forged invoices<\/strong>, <strong>delivery notes<\/strong> and <strong>emails<\/strong>, as well as<strong> manipulated financial information<\/strong>. In some instances, the fraud had been in the making for years. How can one protect oneself against this? Key measures include clear contractual rights to <strong>audit and access information<\/strong>, verification thresholds, confirmation of claims, regular external audits and ad hoc on-site inspections. Customers should be required to <strong>proactively <\/strong>report any anomalies or changes in their financial circumstances. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">AI and data analysis can be used to identify unusual patterns, such as duplicate invoices, suspicious credit notes, unusual direct payments, persistently high receivables or atypical changes in turnover and receivables. The aim is to detect suspicious trends as early as possible. Nevertheless, <strong>human judgement remains crucia<\/strong>l. After all, the systems are designed to <strong>support people, not replace them<\/strong>. Anomalies detected automatically must be reviewed by staff, as false alarms can occur. A combination of automated analysis and targeted on-site checks is particularly effective. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">If a suspicion arises, the facts must first be established; where necessary, external auditors or investigators should be brought in, and legal and insurance-related aspects must be taken into account. It is crucial <strong>not to wait too long<\/strong>, as assets may otherwise disappear or be transferred abroad. Fraud prevention should therefore not be limited to individual checks. Staff must be made aware of <strong>warning signs<\/strong> and <strong>unusual customer behaviour<\/strong>. It is also important to note that, following a case of fraud, the primary focus should not be on finding those responsible, but on identifying which <strong>processes can be improved<\/strong>. Ultimately, effective fraud prevention in factoring stems from the interplay of clear contracts, rigorous checks, data- and AI-driven early-warning systems, and experienced staff who can assess anomalies and act swiftly. <\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;0px&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789571376007{padding-top: 10px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_single_image image=&#8221;100357&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1789571304500{margin-bottom: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_column_text]From left to right: Federico Avell\u00e0n Borgmeyer, Wolf Stumpf, Alexander Ries, Dr Vinai George Biju[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;0px&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789571348447{padding-top: 60px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div id=\"ultimate-heading-81506ada739b87acd\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-81506ada739b87acd uvc-3719  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-81506ada739b87acd h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"--font-weight:theme;\">Agentic AI: great potential, combined with security and control<\/h3><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1730451135338{padding-top: 25px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_column_text css=&#8221;.vc_custom_1789571682714{padding-top: 20px !important;padding-bottom: 10px !important;}&#8221;]<span style=\"font-size: 15pt; line-height: 2.0;\">The subsequent presentation slot featured two speakers: whilst <strong>Dr Bj\u00f6rn Engelmann <\/strong>from the Fraunhofer Institute IAIS reported on the current state of play in the field of agentic AI, <strong>Dinko Mehmedagic<\/strong> from Goya Finance presented examples of the practical application of AI in factoring. Mr Engelmann outlined the development from rule-based <strong>expert systems<\/strong>, through <strong>deep learning<\/strong> and <strong>generative AI<\/strong>, to <strong>agentic AI<\/strong>. Whilst traditional chatbots primarily respond to enquiries, AI agents can independently break down objectives into subtasks, gather information, make decisions and, using so-called tools, carry out actions \u2013 such as accessing databases, the internet or corporate systems. Using examples from Excel and software development, it was demonstrated how agents are already capable of analysing documents, processing tasks, developing code and carrying out tests. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">At the same time, there are challenges relating to<strong> control<\/strong>, <strong>security<\/strong>, <strong>data protection<\/strong>, <strong>quality assurance<\/strong> and the potential <strong>loss of specialist knowledge<\/strong>. It should therefore be clearly defined which tasks an agent is permitted to carry out independently and where a human being must retain control. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">The second presentation demonstrated the practical application of <strong>AI in factoring<\/strong> and <strong>receivables management<\/strong>. At Goya Finance, AI is used, amongst other things, for automated invoice verification, risk assessment, fraud detection and receivables management. Voice AI can also conduct conversations with debtors and, for example, arrange payment deferrals or instalment plans. According to the presentation, this enables processes to be significantly <strong>accelerated<\/strong> and managed with smaller teams. <\/span><\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">The key message of both presentations was that agentic AI offers <strong>great potential<\/strong> for automation and efficiency, but should be deployed in a targeted manner and with clear <strong>safety and control mechanisms<\/strong>. Not every task is suitable for an autonomous agent; the decisive factors are the specific benefits, the risks and the possibility of meaningful human oversight. <\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1761057714374{padding-top: 10px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_single_image image=&#8221;100358&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1789571784753{margin-bottom: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_column_text]Left: Dr Bj\u00f6rn Engelmann, right: Dinko Mehmedagic[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;0px&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789571797754{padding-top: 60px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;]<div id=\"ultimate-heading-62456ada739b87b21\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-62456ada739b87b21 uvc-3283  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-62456ada739b87b21 h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"--font-weight:theme;\">A knockout by AI? It might happen, but it might not.<\/h3><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1730451135338{padding-top: 25px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_column_text css=&#8221;.vc_custom_1789572070911{padding-top: 20px !important;padding-bottom: 10px !important;}&#8221;]<span style=\"font-size: 15pt; line-height: 2.0;\">To conclude, <strong>Reto Blum<\/strong> \u2013 also known as a <strong>\u2018decision architect\u2019<\/strong> \u2013 explored the question of how our thinking and decision-making abilities are changing as a result of the increasing <strong>use of technology<\/strong>, and AI in particular. His central argument is that, whilst we now have more information and digital tools than ever before, this does not automatically mean that we make better decisions. Our brains are evolutionarily designed to conserve energy and react quickly to situations. That is why we often rely on <strong>intuition<\/strong>, habits and <strong>mental shortcuts<\/strong>. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">Using various experiments \u2013 such as the Stroop test, the \u2018Moses illusion\u2019 example or the so-called confirmation bias \u2013 Blum demonstrated that we often overestimate our own decisions and favour information that fits with our existing beliefs. In fact, greater knowledge can even lead to poorer decisions if we do not <strong>critically examine<\/strong> how we arrive at a decision. Particularly in a complex and fast-paced world, experience and intuition are increasingly reaching their limits. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 15pt; line-height: 2.0;\">AI can exacerbate this trend if we use it merely as a <strong>substitute for thinking<\/strong>. It quickly provides plausible answers that we can easily accept without scrutinising them sufficiently. This carries the risk that we will analyse things less for ourselves, weaken our own judgement and become increasingly dependent on digital systems. Blum therefore argues that AI should be used not as a \u2018crutch\u2019 but as a <strong>\u2018thinking enhancer\u2019<\/strong>. We should question answers, seek counter-arguments, examine our own assumptions and consciously engage with challenging intellectual tasks. His central message is this: what matters is not knowing as much as possible, but the ability to think independently, to question and to make <strong>good decisions<\/strong>. <\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1761057714374{padding-top: 10px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_single_image image=&#8221;100359&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1789572309257{margin-bottom: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1708334309580{margin-top: 45px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_video link=&#8221;https:\/\/youtu.be\/NWiqn8XN938&#8243; el_width=&#8221;100&#8243; align=&#8221;center&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789978364029{padding-top: 60px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;2\/5&#8243;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;0px&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789569459287{padding-top: 45px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][\/vc_column][vc_column width=&#8221;1\/5&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;0px&#8221; css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1789569479320{padding-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][\/vc_column][vc_column width=&#8221;3\/5&#8243;][vc_column_text css=&#8221;.vc_custom_1789568951500{padding-top: 20px !important;padding-bottom: 10px !important;}&#8221;]At this year\u2019s Factoring Symposium, we were once again delighted to welcome numerous guests from both Germany and&hellip;<\/p>\n","protected":false},"author":5,"featured_media":100377,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[70],"tags":[181,140,182,305,337],"class_list":["post-100360","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fuer-die-englische-seite-2","tag-efcom-en","tag-factoring-en","tag-innovation-en","tag-symposium-en","tag-zukunft","category-70","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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