Business of the future requires software with a future

For close to 20 years we set the standard in factoring software. With our headquarters in Germany, we are an established partner for renowned factoring institutes worldwide:
More than 40 clients in eleven countries put their trust in our expertise.

Efficient financial accounting would not be what it is without reliable data. Which is why efcom captures it on an individual item level. We provide the right conditions for targeted reporting and risk management.

Regardless of how much data you need to capture. No matter how much time is slotted for data processing. One thing is certain: ef3basic and ef3premium are considered the best performing in their segment. Find out for yourself.

An intuitive front-end design is what counts most for your clients. We turn complex requirements into smart applications. The result: High user-friendliness with customizable default settings.

Due to highly regulated markets, especially in Germany, Austria, and Switzerland, you need a market and technology leader on your side – and this is where efcom comes in. Additional strengths of our applications include the fact that they are future-proof, with a secure return on investment.

Do you support big-name corporations? Or do SMEs make up your customer base? It doesn’t matter with efcom. The scalability of ef3basic and ef3premium means you have a tailor-made solution at all times.

ef3basic and ef3premium seamlessly integrate into any existing IT architecture. The proof is in the many impressive examples. And the benefits are clear: You won’t experience delays or failures in the introductory phase and beyond. Your IT department and our experts are always on the same page.

Our customer base is something to boast about.

We offer solutions for the most important factoring areas in the industry. Take a look at our list of satisfied business partners.

Our intelligent factoring software covers the following types of factoring:

  • Full Service Factoring
  • Revolving Factoring
  • Domestic Factoring
  • Export & Import Factoring
  • Recourse & Non-Recourse Factoring
  • Reverse Factoring & Supply Chain Finance
  • Invoice Finance & Discounting
  • Inhouse Factoring
  • Maturity Factoring
  • Asset Based Lending

Customer satisfaction can be measured:

In our close to 20 years of business, every project has been successfully completed. We’ve never lost a client to a competitor.

Innovation first: Our future-lab


What will the factoring business look like in 2028? Will artificial intelligence help to automate processes? Which roles will blockchain technology play in the industry? Either way: The factoring market is developing and growing at a rapid pace like never before.
Our experts are working on answering these questions and many more – after all, there’s a lot of work to be done in the exciting realm between regulation and innovation. We are dealing with the issues of today and tomorrow. Benefit from our know-how.