Business of the future requires software with a future

For nearly 20 years we have been setting the standard for factoring software. With headquarters in Germany, we have become the established partner of renowned factoring institutes around the globe: More than 40 clients in eleven countries put their trust in our expertise.

Efficient controlling depends on reliable data and details, which is why our applications capture information at individual item level, hence creating the perfect conditions for targeted reporting. Detect potential defaults early on and adjust your limits accordingly: embedded plausibility checks of individual items and portfolios in combination with samples guarantee maximum security.

Regardless of how much data you need to capture and no matter how much time is scheduled for data processingone thing is certain: ef3basic and ef3premium are considered the best performing solutions in the industry. Find out for yourself!

An intuitive user interface is what counts most for your employees. We therefore constantly work on turning complex requirements into smart applications. The result: our solutions are extremely user-friendly and come with customisable default settings.

Due to highly regulated markets, such as Germany, Austria and Switzerland, our clients need a market and technology leader on their side—and this is where efcom comes in. Defining characteristics of our outstanding applications are:

• Maximum revision security
• Highest quality assurance
• Detailed form management
• Predictive risk assessment

Do you support big-name corporations? Or do SMEs make up your customer base? It doesn’t matter with efcom. ef3basic and ef3premium are highly scalable, so you will always work with a bespoke solution that truly fits your needs.

ef3basic and ef3premium seamlessly integrate into any existing IT architecture. Both our aspiration and our complex methodology do not leave room for delays or failures. If we have agreed on a timeline, we will implement it efficiently and with uncompromising dedication. We keep our deadlines. You can take our word for it!

ef3basic and ef3premium –
always a perfect fit!

ef3basic delivers as much performance as you need in this exact moment, but it can also do so much more! It is the perfect solution for small to medium-sized factoring volumes.
You want to expand your portfolio? Great! Our software is scalable and will grow along with your evolving business needs—step by step. And just like with ef3premium we want to guarantee you this: Maximum performance and migration security are our priority.

ef3premium is the preferred choice for large volumes and highest standards, and an excellent solution for international factoring concepts. Your own products can easily be integrated, and the application will always ensure processing in line with the highest quality standards. With modules adapted to your specific processes, ef3premium is tailored to the needs of your business. A host of input and output interfaces as well as the software’s stability and structured workflows contribute essentially to the efficiency of any and all processes in factoring.

Quite an impressive list of clients!

We offer solutions for the most important factoring areas in the industry. Take a look at our list of satisfied business partners.

Our intelligent factoring software covers the following types of factoring:

  • Full Service Factoring
  • Revolving Factoring
  • Domestic Factoring
  • Export & Import Factoring
  • Recourse & Non-Recourse Factoring
  • Reverse Factoring & Supply Chain Finance
  • Invoice Finance & Discounting
  • Inhouse Factoring
  • Maturity Factoring
  • Asset Based Lending

Customer satisfaction can be measured:

In our close to 20 years of business, every project has been successfully completed. That in itself already sets us apart.

Innovation first: Our future-lab

What will the factoring business look like in 2030? Will innovative client interfaces increase agility? Which role will blockchain technology play in the industry? Either way: The factoring market is developing and growing faster than ever before.

Our experts are working on answering these questions and many, many more—after all, there is a lot of work to be done in the exciting realm between regulation and innovation. We are addressing both the issues of today and those of tomorrow, and as our customer you will always benefit from this know-how.