New customer
A.B.S. Global Factoring AG is expanding Europe-wide growth strategy using efcom software
Neu-Isenburg/Wiesbaden, May 2026 – efcom gmbh and A.B.S. Global Factoring AG signed a software licence agreement. Going forward, A.B.S. will use the premium software ef3 including the online platform efOnline.
With the new system landscape, A.B.S. is laying the technological foundations to purposefully drive its growth in the European factoring market and to further expand its digital service portfolio. The focus is on efficient, scalable processes, and an even stronger customer focus in the SME sector. The focus is on efficient, scalable processes, and an even stronger customer focus in the SME sector.
A.B.S. Global Factoring AG is one of the established full-service factoring providers in Germany and also operates in Switzerland, Poland, and the Netherlands. As an independent provider, the company deliberately positions itself as a flexible financing partner for small and medium-sized enterprises.
Demand for flexible financing solutions is growing
“SMEs are currently under considerable pressure—rising costs, geopolitical tensions, and volatile markets are significantly increasing the need for flexible financing solutions,” says Thorsten Klindworth, Founder and CEO of A.B.S. “With ef3, we are laying the technological foundations to further scale our processes and offer our customers even faster and more tailored solutions.”
“Companies such as A.B.S. are characterised by a high degree of flexibility and a clear focus on the customer,” adds Arnulf Romann, CEO of efcom. “This is precisely where our solution comes in: ef3 offers the scalability and adaptability needed to efficiently manage individual factoring, even in an international context.”
A.B.S. offers a wide range of financing solutions, including full-service factoring and the buy-now-pay-later solution “quickpaid.” According to the company, around 3,000 customers from across Europe use the A.B.S. group’s financing solutions.
About еfcom
efcom is a leading provider of factoring software solutions. Founded 25 years ago and headquartered near Europe’s financial hub, Frankfurt, efcom now supports over 50 renowned financial institutions across Europe and beyond—including Deutsche Bank-Postbank, BNP Paribas, Unicredit, BBVA, Raiffeisenbank, Allianz Bank, and many others. efcom’s clients have collectively achieved a factoring volume of over €210 billion with over 500 million invoices and more than 12 million debtors.
About A.B.S. Global Factoring AG
A.B.S. Global Factoring AG is an owner-operated, independent financial services provider headquartered in Wiesbaden. The company was founded in 1996 and today is one of the leading full-service factoring providers in Germany, especially for small and medium-sized enterprises (SME). The group operates across Europe and positions itself as a flexible partner for the SME sector.
