We offer factoring software for the highest demands:

on-premises or cloud

for start-ups to global players

from regional to global

Our products and services:

Always highly flexible, innovative and practical

Our premium solution enables you to manage even the most complex of factoring transactions at the highest level of quality.
No ifs or buts. ef3 efOnline is our web-based application for efficient communication between the factor and client. It allows you to minimise effort while maximising customer involvement. efOnline Comprehensive consulting services based on your individual needs. Let's define together what you want to achieve. We will support you. Consulting A special help desk system enables a seamless processing of inquiries. This guarantees a consistently high-quality service. Support The scalable solution that grows with you. Choose the right package for you with usage-based billing. Ideal for start-ups to global players. efX The Sharia-compliant application for receivables financing that covers multiple contracts, such as Wakalah Bi-Al Istithmar, Murabahah or Musharakah. ifX
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billion euros factoring volume
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factoring clients
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million bills

Actively shaping the industry:

news, reports and articles about factoring.

What we stand for

The efcom mission statement

efcom has been a symbol of reliability and responsibility for almost 25 years. We stand by what we promise. Personal initiative and team spirit are very important to us. Sustainability is not just a buzzword for us, but part of everyday life.
More about the mission statement

Our customers

Working for the leading provider in Europe:

We are not a start-up but you can still make a big difference with us

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innovation